Credit union · NCUA insured
West Branch Valley Federal Credit Union CD Rates
West Branch Valley Federal Credit Union’s best CD rate is 3.50% APY on a 1-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How West Branch Valley Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Williamsport, PA, where West Branch Valley Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
West Branch Valley Federal Credit Union
3.50%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $350
Share Certificate
Top rate
PNC
4.25%APY
- Term
- 13 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $461
2nd-highest rate
First Citizens Community Bank
4.22%APY
- Term
- 17 months
- Requires
- Another account
- Minimum
- $10,000
- Earns on $10,000
- $603
West Branch Valley Federal Credit Union CD score
74
CD score
Higher than 37% of U.S. banks and credit unions
- 3–8 months3–8 mo3.00%
- 9–15 months9–15 mo3.50%
- 16–30 months16–30 mo3.50%
- 31–60 months31–60 mo3.25%
- QualifiedQualified3.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where West Branch Valley Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 3.50%APY · 8 terms
Minimum deposit $500. Add 10BP over $25,000.00. Rates may change without prior notice.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsAdd 10BP over $25,000.00 | 3.00% | $149 |
| 9 monthsAdd 10BP over $25,000.00 | 3.00% | $224 |
| 12 monthsAdd 10BP over $25,000.00 | 3.50% | $350 |
| 18 monthsAdd 10BP over $25,000.00 | 3.50% | $530 |
| 24 monthsAdd 10BP over $25,000.00 | 3.25% | $661 |
| 36 monthsAdd 10BP over $25,000.00 | 3.25% | $1,007 |
| 48 monthsAdd 10BP over $25,000.00 | 3.25% | $1,365 |
| 60 monthsAdd 10BP over $25,000.00 | 3.25% | $1,734 |
Sources (3)
- wbvfcu.org/rates-fees/deposit-rates
- wbvfcu.org/deposit-products/checking
- wbvfcu.org/deposit-products/share-certificates
All captured Sep 17, 2026
Special-purpose accounts
Grow With Us 2-5-0 Share Certificate
3.25%APY · 1 term
Youth Share Certificate available from newborns up to and including 17 years of age (children up to 18 years old). Early withdrawal penalties apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 30 monthsEarly withdrawal penalties apply. Withdrawals prior to end of stated term will reduce earnings | 3.25% | $832 |
Who can join West Branch Valley Federal Credit Union
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