Credit union · NCUA insured
Foothills Credit Union CD Rates
Foothills Credit Union’s best CD rate is 3.65% APY on a 6-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Foothills Credit Union’s CD rates compare
Compared with banks and credit unions near Denver, CO, where Foothills Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Foothills Credit Union
3.65%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $181
Certificate of Deposit (CD)
Top rate
Northern New Mexico School Employees Federal Credit Union
5.12%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $1,050
Northern New Mexico School Employees Federal Credit Union rates
2nd-highest rate
Nicolet National Bank
4.75%APY
- Term
- 60 months
- Minimum
- $2,500
- Earns on $10,000
- $2,612
Foothills Credit Union CD score
78
CD score
Higher than 47% of U.S. banks and credit unions
- 3–8 months3–8 mo3.65%
- 9–15 months9–15 mo3.60%
- 16–30 months16–30 mo3.50%
- 31–60 months31–60 mo3.35%
- QualifiedQualified3.65%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Foothills Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit (CD)
Up to 3.65%APY · 9 terms
Dividends are compounded and paid quarterly. Fixed rate at a fixed term. Automatic renewal at maturity for the same term at the current market rate. Early withdrawal penalty is 90 days worth of interest.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 2.25% | $56 |
| 6 months | 3.65% | $181 |
| 9 months | 3.60% | $269 |
| 12 months | 3.55% | $355 |
| 18 months | 3.50% | $530 |
| 24 months | 3.45% | $702 |
| 36 months | 3.35% | $1,039 |
| 48 months | 3.30% | $1,387 |
| 60 months | 3.25% | $1,734 |
Sources (2)
All captured Sep 17, 2026
Starter CD
3.55%APY · 1 term
12 month term. Additional funds can be added at any time during the term. Maximum value is $25,000. Dividends credited quarterly. Early withdrawal penalty is 90 days of interest.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsCan add additional funds at any time during the term. Maximum value is $25,000 | 3.55% | $355 |
Sources (1)
- foothills-cu.com/loans/rates · captured Sep 17, 2026
Special-purpose accounts
IRA Certificate of Deposit Account
3.55%APY · 1 term
Available in Traditional IRA, Roth IRA, and Education Savings Account forms. Fixed rate at a 1 year term with dividends paid quarterly. Early withdrawal penalty is 90 days of interest.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.55% | $355 |
Sources (2)
All captured Sep 17, 2026
Who can join Foothills Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives or works in Jefferson County or Larimer County, Colorado is eligible to join.
Employers and groups
- Employees and their family members of over 50 sponsoring employee groups are eligible to join.
Family and household
- Family members of an existing member—including spouse, significant other, son, daughter, grandchild, grandparent, parent, sibling, aunt, uncle, niece, nephew, cousin, or relative-in-law—are eligible for membership.
Cost to join
- A minimum deposit of $25.00 to a Share Savings Account is required to open and continue membership.
Membership information collected October 4, 2026.