Credit union · NCUA insured
Foothills Credit Union
A $163.3M credit union headquartered in Wheat Ridge, CO, with 11,152 members and 3 branches in Colorado. Best rates: CDs 3.65% and savings 0.20% APY.
Foothills Credit Union Carrot Score
72
Carrot Score
Higher than 30% of U.S. banks and credit unions
#41 of 64 in Denver, CO metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Foothills Credit Union
Foothills Credit Union is a member-owned cooperative that has served the community for more than 73 years.
It is a community-based and focused credit union that supports numerous local organizations and events each year.
- Headquarters
- 3550 Clear Creek Dr, Wheat Ridge, CO 80401
- NCUA charter
- 67181
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives or works in Jefferson County or Larimer County, Colorado is eligible to join.
Employers and groups
- Employees and their family members of over 50 sponsoring employee groups are eligible to join.
Family and household
- Family members of an existing member—including spouse, significant other, son, daughter, grandchild, grandparent, parent, sibling, aunt, uncle, niece, nephew, cousin, or relative-in-law—are eligible for membership.
Cost to join
- A minimum deposit of $25.00 to a Share Savings Account is required to open and continue membership.
Branches
3 branches in Colorado
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Colorado
3 branches
Denver area · 2
- Clear Creek Crossing BranchMain office3550 Clear Creek Dr, Wheat Ridge, CO 80401Directions
- Foothills Credit Union7990 W Alameda Ave, Lakewood, CO 80226Directions
Fort Collins area · 1
- Foothills Credit Union/Loveland Branch SIte3725 Mountain Lion Dr, Loveland, CO 80537Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 7.38% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.77% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.12% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $78 | $76 | — |
- CapitalNet worth ratio7.38%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.77%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.12%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$78Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Foothills Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.