Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1216–1230 of 5,354 results
- Croghan Colonial BankCertificate of DepositCD · 12 months · $500 min
Bank · Add a location to see nearby branches
3.82%APY$382 over 1 year on $10,000Requirements
Product: Account subject to deposit account approval. Early withdrawal penalties may apply. Fees may reduce earnings on the account.
Offer: Early withdrawal penalties apply. CDs automatically renew at maturity at current renewal rates. Account subject to deposit account approval. Fees could reduce earnings on the account. Rates are subject to change without notice.
Effective Sep 30, 2026
Rate checked
More details - First Federal of Van WertCertificate of DepositCD · 12 months · $500 min · 3.80%–3.82% by balance
Bank · Add a location to see nearby branches
3.82%APY$382 over 1 year on $10,000Requirements
Product: Early withdrawal penalty may apply. Available terms include 91 Days, 182 Days, 276 Days, 12 Months, 18 Months, 24 Months, 30 Months, 48 Months, and 60 Months. Minimum balance for monthly compounding is $2,500.00; minimum balance for quarterly compounding is $500.00.
Offer: Term: 12 Months. Compound Frequency: Quarterly.
3.75% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $500 and up 3.80% $2,500 and upYour amountCompound Frequency: Monthly. 3.82% Rate checked
More details - Joplin Metro Credit UnionCertificates of DepositCD · 12 months
Credit union · Add a location to see nearby branches
3.82%APY$382 over 1 year on $10,000Requirements
Product: Early withdrawal penalty applies.
3.75% interest rate · Effective Aug 1, 2026
Rate checked
More details - Neighbors Federal Credit UnionShare CertificatesCD · 12 months · $1,500 min
Credit union · Add a location to see nearby branches
3.82%APY$382 over 1 year on $10,000Requirements
Product: Minimum deposit of $1,500 required to open an account. Funds cannot be added after opening until maturity. Early withdrawals are subject to penalty. At maturity, funds may be automatically renewed or paid to a designated account.
3.75% interest rate · Effective Oct 5, 2026
Rate checked
More details - CSE Federal Credit UnionShare CertificateCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
3.82%APY$382 over 1 year on $10,000Requirements
Product: Membership and eligibility required. Minimum deposit requirement is $500.00 for members age 25 and under, and $1,000.00 regular minimum. Fixed-rate returns for the entire term. Rest easy knowing funds are NCUA insured.
Offer: Minimum opening deposit is $1,000.00 ($500.00 for age 25 and under).
3.75% interest rate · Effective Oct 1, 2026
Rate checked
More details - Via Credit UnionShare CertificatesCD · 12–17 months · $500 min
Credit union · Add a location to see nearby branches
3.82%APYRequirements
Product: Requires maintaining membership with $5.00 par value share. Minimum $500 balance. Dividends calculated daily and credited monthly. Early withdrawal penalty applies (3-17 months: 60 days dividends; 18 months or greater: 180 days dividends). 10-day grace period at renewal.
Offer: Dividend rate 3.75%. Monthly dividend period.
3.75% interest rate · Effective Sep 30, 2026
Rate checked
More details - Faith Connection FCUShare CertificatesCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
3.82%APY$382 over 1 year on $10,000Requirements
Product: Rates are effective as of October 1, 2026. $1,000.00 minimum required to open. Fixed dividend rate for the term. Penalty imposed for early withdrawal. Dividends compounded monthly and credited monthly.
Offer: Fixed dividend rate for the term. Early withdrawal penalty applies.
3.75% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - Grand Junction Federal Credit UnionSpecial CDCD · 12 months
Credit union · Add a location to see nearby branches
3.82%APY$382 over 1 year on $10,000Requirements
Product: Special CD rates for GJFCU members.
3.75% interest rate · Effective Apr 2, 2025
Rate checked
More details - First Eagle Federal Credit UnionShare CertificateCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
3.82%APY$382 over 1 year on $10,000Requirements
Product: Membership eligibility required. Early withdrawal penalties apply. Single deposit only (no additional deposits permitted after account opening). NCUA insured up to $250,000.
3.75% interest rate · Effective Oct 1, 2026
Rate checked
More details - Cumberland County Federal Credit UnionRegular Share Certificate AccountCD · 12 months · $1,000 min · 3.82%–4.02% by balance
Credit union · Add a location to see nearby branches
3.82%APY$382 over 1 year on $10,000Requirements
Product: A minimum daily balance of $1,000 is required to earn the annual percentage yield. Fixed rate through maturity. Early withdrawal penalties may apply.
3.75% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Regular Share Certificate Account Balance APY $1,000 – $50,000Your amount 3.82% $50,000 – $150,000 3.92% $150,000 and up 4.02% Rate checked
More details - KSW Federal Credit UnionShare CertificatesCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
3.82%APY$382 over 1 year on $10,0003.75% interest rate · Effective Sep 25, 2026
Rate checked
More details - New Dimensions Federal Credit UnionShare CertificatesCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
3.82%APY$382 over 1 year on $10,000Requirements
Product: Membership eligibility required. Early withdrawal penalties apply. Rates effective October 1, 2026.
Offer: Early withdrawal penalty of 180 days dividends.
3.75% interest rate · Effective Oct 1, 2026
Rate checked
More details - Town & Country Federal Credit UnionCertificateCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
3.82%APY$382 over 1 year on $10,000intro rateRequirements
Product: Penalties may apply for early withdrawal. Requires $500 minimum opening deposit. Dividends can be withdrawn when and how desired. Automatically rolls over at maturity.
Offer: Special promotional rate.
Promotional rate · 3.75% interest rate · Effective Oct 1, 2026
Rate checked
More details - Big Island Federal Credit UnionTerm Share CertificatesCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
3.82%APY$382 over 1 year on $10,000Requirements
Product: Dividends are compounded and credited monthly. Early withdrawal penalties may apply.
Offer: Dividends are compounded and credited monthly. Early withdrawal penalties may apply.
3.75% interest rate · Effective Oct 3, 2026
Rate checked
More details - DEXSTA Federal Credit UnionRegular Share CertificatesCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
3.82%APY$382 over 1 year on $10,000Requirements
Product: Membership eligibility required. A minimum balance of $1,000 is required to earn the disclosed APY. Dividends are compounded monthly and calculated using the daily balance method. Early withdrawal penalties apply.
Offer: Early withdrawal penalty equals the lesser of dividends since issuance or 180 days' dividends.
3.75% interest rate · Compounded monthly · Effective Sep 23, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What 1-year CDs pay nationwide
5,354 CDs at 4,382 banks and credit unions · checked Oct 22–25
- Typical
- 3.30%
- Top 10% from
- 4.06%
- Banks, typical
- 3.06%
- Credit unions, typical
- 3.40%
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Top Carrot institutions
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