Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1186–1200 of 1,363 results
- First Mutual Bank9-Month CDCD · 9 months · 1.00%–3.90% by balance
Bank · Add a location to see nearby branches
1.00%APY$75 over 9 months on $10,000with conditionsRequirements
Product: Compounded & credited quarterly. Automatic renewal for same term. 7-day grace period for deposits or withdrawals after maturity date. Early withdrawal penalty applies.
Offer: Limited time checking account bundle: must bundle with any First Mutual Bank checking account. Call local branch to reserve.
Qualified rate
Rate by balance
Rate by balance for 9-Month CD Balance APY Any balance 3.90% $500 and upYour amount 1.00% Rate checked
More details - Alliance Catholic Credit UnionRegular Share CertificatesCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
1.00%APY$75 over 9 months on $10,000Requirements
Product: Penalty for early withdrawal: for CDs with maturities of 9 months or less the penalty will be equal to 90 days of interest/dividends; for CDs with a maturity of 12 months or greater, other than 13-Month Flexible CD, the penalty will be equal to 180 days of interest/dividends. For 13-Month Flexible CD, one withdrawal up to 25% of the principal balance can be made without penalty; for subsequent withdrawals, the penalty will be equal to 180 days of interest. Compounded and paid monthly.
Offer: Early withdrawal penalty: 90 days of dividends/interest. Compounded and paid monthly.
1.00% interest rate · Effective Oct 22, 2026
Rate checked
More details - West Michigan Credit UnionCertificates of DepositCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
1.00%APY$75 over 9 months on $10,000Requirements
Product: $5.00 Savings Account required. Penalty for early withdrawal. Jumbo CD ($100,000 plus) rate bumps not available on CD Specials.
Effective Oct 23, 2026
Rate checked
More details - Freedom Credit UnionSavings CertificateCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
1.00%APY$75 over 9 months on $10,000Requirements
Product: Requires $500 minimum to open and $500 minimum balance to earn advertised APY. Penalty imposed for early withdrawal. Dividend rate and APY may change at any time.
0.99% interest rate · Effective Sep 16, 2026
Rate checked
More details - 1.00%APY$75 over 9 months on $10,000
Requirements
Product: Select a term from 3 to 60 months. Interest is compounded and credited monthly, and may be withdrawn before maturity. Fixed rate.
1.00% interest rate · Effective Oct 15, 2026
Rate checked
More details - Fairfield County BankCertificates of DepositCD · 9 months · $2,500 min · 1.00%–1.76% by balance
Bank · Add a location to see nearby branches
1.00%APY$75 over 9 months on $10,000Requirements
Product: Tiered rates of interest guaranteed until account maturity. Automatically renewable. Early withdrawal penalties apply.
Offer: 9 Month. Interest compounded monthly and credited monthly. Tiered rate applies throughout the term based on balance at account opening or renewal date.
1.00% interest rate · Compounded monthly · Effective Oct 14, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $2,500 – $25,000Your amount 1.00% $25,000 – $100,000 1.51% $100,000 and up 1.76% Rate checked
More details - DR BankDigital Prime Certificates of DepositCD · 9 months · $500 min
Bank · Add a location to see nearby branches
1.00%APY$75 over 9 months on $10,000Requirements
Product: Digital certificate of deposit accounts. Must be funded within 30 days to remain open. Early withdrawal penalty applies. Automatic renewal at maturity with 10-day grace period. No maintenance fees.
Offer: Minimum Deposit of $500.00 required. Minimum Daily Balance required to earn APY is $500.00. Early withdrawal penalty is 180 days of interest.
1.00% interest rate · Effective Sep 15, 2026
Rate checked
More details - Desert Rivers Credit UnionCDCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
1.00%APY$75 over 9 months on $10,000Requirements
Product: Savings certificates are subject to Early Withdrawal Penalties.
Offer: Discontinued Terms: 9 mos. Discontinued CD terms will be renewed at 1.5% APY, we recommend switching to different term at CD renewal.
1.00% interest rate
Rate checked
More details - Journey BankCertificates of DepositCD · 9 months · $500 min · 0.65%–1.15% by balance
Bank · Add a location to see nearby branches
1.00%APY$75 over 9 months on $10,000Requirements
Product: $500 minimum deposit to open. Term options from 3 months to 5 years. Interest compounded quarterly. Early withdrawal penalty may apply.
Compounded quarterly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $500 – $2,000 0.65% $2,000 – $10,000 0.75% $10,000 – $50,000Your amount 1.00% $50,000 and up 1.15% Rate checked
More details - Travis Credit UnionStandard Certificate AccountsCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
1.00%APY$75 over 9 months on $10,000Requirements
Product: Minimum initial deposit $500. Dividends compound monthly. Fixed rate until maturity. Early withdrawal penalty applies.
Offer: 9 months (274 to 364 days). Dividends compound monthly.
1.00% interest rate · Effective Sep 28, 2026
Rate checked
More details - GR Consumers Credit UnionCertificate of DepositCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
1.00%APY$75 over 9 months on $10,000Requirements
Product: Must maintain a Share Savings Account with a minimum balance of $5.00 for credit union membership. Gold and Platinum members are eligible for bonus rates. Early withdrawal penalty applies.
Offer: Gold and Platinum members are eligible for bonus rates. Early withdrawal penalty applies.
Balance cap $250,000 · Effective Oct 5, 2026
Rate checked
More details - Mechanics Cooperative BankCertificates of DepositCD · 9 months · $500 min
Bank · Add a location to see nearby branches
1.00%APY$75 over 9 months on $10,0001.00% interest rate · Effective Sep 21, 2026
Rate checked
More details - Dutch Point Credit UnionShare CertificateCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
1.00%APY$75 over 9 months on $10,000Requirements
Product: Share Certificate APY assumes dividends are retained in the certificate. A certificate dividend penalty will be imposed for early withdrawal and will affect APY; fees may reduce earnings. Rates are fixed for the term of the share certificate.
Offer: A $1,000 minimum balance is required to earn dividends.
1.00% interest rate · Effective Oct 1, 2026
Rate checked
More details - Fidelity BankCertificates of DepositCD · 9 months · $1,000 min · 1.00%–1.20% by balance
Bank · Add a location to see nearby branches
1.00%APY$75 over 9 months on $10,000with conditionsRequirements
Product: All CDs are auto-renewable; penalty may be imposed for early withdrawal. Rates apply for clients with Relationship Checking, Performance Checking, Reliance Checking, or Platinum & Performance Checking.
Offer: With Relationship Checking.
Qualified rate · 1.00% interest rate · Effective Sep 25, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $1,000 – $24,999Your amount 1.00% $25,000 – $99,999 1.00% $100,000 – $499,999 1.10% $500,000 and up 1.20% Rate checked
More details - Hastings Federal Credit UnionShare CertificateCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
1.00%APY$75 over 9 months on $10,000intro rateRequirements
Product: Early withdrawal penalty equals 32 days of dividends. Automatic renewal at maturity at current rates.
Offer: Rate is fixed for the initial term of the account.
Promotional rate · 1.00% interest rate · Effective Mar 20, 2024
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 9-month CDs pay nationwide
1,363 CDs at 1,186 banks and credit unions · checked Oct 22–25
- Typical
- 3.50%
- Top 10% from
- 4.10%
- Banks, typical
- 3.40%
- Credit unions, typical
- 3.56%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Popular DirectBank
- Synchrony BankBank