Bank · FDIC insured
DR Bank
Top CarrotA $912.6M bank headquartered in Darien, CT, with 2 branches in Connecticut. Best rates: CDs 4.45% and savings 3.50% APY.
DR Bank Carrot Score
Carrot ScoreTop Carrot
Higher than 97% of U.S. banks and credit unions
#4 of 38 in Bridgeport, CT metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About DR Bank
DR Bank was founded in 2006 as Darien Rowayton Bank in Darien, Connecticut, to serve businesses and families in Fairfield County.
The bank operates nationwide as a fintech sponsor bank serving 50 states alongside its commercial and business banking practices.
- Headquarters
- 1001 Post Rd, Darien, CT 06820
- FDIC certificate
- 58257 ↗
Branches
2 branches in Connecticut
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Connecticut
2 branches
- DR BankMain office1001 Post Rd, Darien, CT 06820Directions
- Rowayton Branch138 Rowayton Ave, Norwalk, CT 06853Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.28% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.14% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 2.49% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $100 | $81 | — |
- CapitalLeverage ratio10.28%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.14%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets2.49%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$100Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of DR Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.