Bank · FDIC insured
DR Bank CD Rates
Top CarrotDR Bank’s best CD rate is 4.45% APY on a 2-year CD. Terms run from 3 months to 2 years. Rates checked October 22, 2026.
How DR Bank’s CD rates compare
Compared with banks and credit unions near Bridgeport, CT, where DR Bank has the most branches. $10,000, best rate first.
This bank’s best
DR Bank
4.45%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $910
Digital Prime Certificates of Deposit
Top rate
The First Bank of Greenwich
4.60%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $499
2nd-highest rate
Nutmeg State Financial Credit Union
4.60%APY
- Term
- 14 months
- Minimum
- $1,000
- Earns on $10,000
- $539
DR Bank CD score
93
CD score
Higher than 94% of U.S. banks and credit unions
- 3–8 months3–8 mo4.30%
- 9–15 months9–15 mo4.35%
- 16–30 months16–30 mo4.45%
- QualifiedQualified4.45%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where DR Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Digital Prime Certificates of Deposit
Up to 4.45%APY · 7 terms
Digital certificate of deposit accounts. Must be funded within 30 days to remain open. Early withdrawal penalty applies. Automatic renewal at maturity with 10-day grace period. No maintenance fees.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsMinimum Deposit of $500.00 required. Minimum Daily Balance required to earn APY is $500.00. Early withdrawal penalty is 30 days of interest | 4.05% | $100 |
| 6 monthsMinimum Deposit of $500.00 required. Minimum Daily Balance required to earn APY is $500.00. Early withdrawal penalty is 90 days of interest | 4.30% | $213 |
| 9 monthsMinimum Deposit of $500.00 required. Minimum Daily Balance required to earn APY is $500.00. Early withdrawal penalty is 180 days of interest | 1.00% | $75 |
| 12 monthsMinimum Deposit of $500.00 required. Minimum Daily Balance required to earn APY is $500.00. Early withdrawal penalty is 180 days of interest | 4.35% | $435 |
| 15 monthsMinimum Deposit of $500.00 required. Minimum Daily Balance required to earn APY is $500.00. Early withdrawal penalty is 270 days of interest | 1.00% | $125 |
| 18 monthsMinimum Deposit of $500.00 required. Minimum Daily Balance required to earn APY is $500.00. Early withdrawal penalty is 270 days of interest | 4.40% | $667 |
| 24 monthsMinimum Deposit of $500.00 required. Minimum Daily Balance required to earn APY is $500.00. Early withdrawal penalty is 270 days of interest | 4.45% | $910 |
Sources (1)
- drbank.com/wp-content/uploads/…-Interest-Disclosure.pdf · captured Oct 15, 2026
Prime Certificates of Deposit
Up to 4.45%APY · 5 terms
Interest credited and compounded monthly or at maturity. Early withdrawal penalty applies based on term. Account automatically renews at maturity with a 10-calendar-day grace period. No monthly maintenance fees.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsEarly withdrawal penalty is 30 days of interest. Minimum daily balance required to earn APY is $500.00 | 4.05% | $100 |
| 6 monthsEarly withdrawal penalty is 90 days of interest. Minimum daily balance required to earn APY is $500.00 | 4.30% | $213 |
| 12 monthsEarly withdrawal penalty is 180 days of interest. Minimum daily balance required to earn APY is $500.00 | 4.35% | $435 |
| 18 monthsEarly withdrawal penalty is 270 days of interest. Minimum daily balance required to earn APY is $500.00 | 4.40% | $667 |
| 24 monthsEarly withdrawal penalty is 270 days of interest. Minimum daily balance required to earn APY is $500.00 | 4.45% | $910 |
Special-purpose accounts
IRA Prime Certificates of Deposit
Up to 4.45%APY · 5 terms
Traditional and ROTH IRAs available. Governed by separate IRA agreements. Shares rates with standard Prime Certificates of Deposit schedule on rates page. Early withdrawal penalty applies. Automatic renewal at maturity with 10-calendar-day grace period. No maintenance fees.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsEarly withdrawal penalty applies. Minimum deposit to earn APY is $500 | 4.05% | $100 |
| 6 monthsEarly withdrawal penalty applies. Minimum deposit to earn APY is $500 | 4.30% | $213 |
| 12 monthsEarly withdrawal penalty applies. Minimum deposit to earn APY is $500 | 4.35% | $435 |
| 18 monthsEarly withdrawal penalty applies. Minimum deposit to earn APY is $500 | 4.40% | $667 |
| 24 monthsEarly withdrawal penalty applies. Minimum deposit to earn APY is $500 | 4.45% | $910 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.