Credit union · NCUA insured
Desert Rivers Credit Union
Top CarrotA $112.9M credit union headquartered in Moab, UT, with 8,499 members and 4 branches in Utah. Best rates: CDs 4.50% and savings 0.55% APY.
Desert Rivers Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 93% of U.S. banks and credit unions
#8 of 69 in UtahHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Desert Rivers Credit Union
- Headquarters
- 725 N Main St, Moab, UT 84532-2132
- NCUA charter
- 24918
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Residents of Grand County are eligible for membership.
- Residents of Green River City are eligible for membership.
- Residents of San Juan County are eligible for membership.
Employers and groups
- Members of the Community Impact Fund Foundation are eligible for membership.
Family and household
- Immediate family members of existing members are eligible for membership.
Other ways
- Existing members are eligible to open accounts.
Cost to join
- Savings/Shares account has a minimum balance of $25.
Branches
4 branches in Utah
Loading map…
Utah
4 branches
Moab area · 1
- Corporate OfficeMain office725 N Main St, Moab, UT 84532Directions
Blanding area · 1
- Blanding Branch1 S Main St, Blanding, UT 84511Directions
Green River area · 1
- Green River Branch45 W Main St, PO Box 336, Green River, UT 84525Directions
Monticello area · 1
- Monticello Branch16 S Main St, Monticello, UT 84535Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.44% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.34% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.51% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $91 | $76 | — |
- CapitalNet worth ratio8.44%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.34%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.51%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$91Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Desert Rivers Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.