Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1186–1200 of 3,160 results
- Green Belt Bank & TrustCertificates of Deposit (CDs)CD · 18 months · $500 min
Bank · Add a location to see nearby branches
3.50%APY$530 over 18 months on $10,000Requirements
Product: Penalty for early withdrawal. 6-month CDs: semi-annual compounding. 12–60 month CDs: annual compounding.
Offer: Annual compounding. Penalty for early withdrawal.
Rate checked
More details - 3.50%APY$530 over 18 months on $10,000
Requirements
Product: A penalty will be imposed for early withdrawal from Certificates of Deposit. The minimum balance to obtain annual percentage yield is based on a daily balance. Fees could reduce the earnings on the account.
Offer: 18 Month term. Penalty for early withdrawal.
3.50% interest rate · Effective Sep 29, 2026
Rate checked
More details - Goetz Credit UnionCertificates of DepositCD · 18 months · $2,500 min
Credit union · Add a location to see nearby branches
3.50%APY$530 over 18 months on $10,000intro rateRequirements
Product: Fixed rate of return. Dividends pay every 3 months after purchase.
Promotional rate · 3.46% interest rate
Rate checked
More details - Jolt Credit UnionShare Certificate AccountCD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
3.50%APY$530 over 18 months on $10,000Requirements
Product: Compounding and crediting frequencies vary by term (monthly or quarterly). Early withdrawal penalties and fees may reduce earnings. 39 Month Bump Up allows a rate increase once during the term.
Offer: Compounded quarterly and paid quarterly.
3.45% interest rate · Compounded quarterly · Effective Oct 5, 2026
Rate checked
More details - Limestone FCUCertificate AccountsCD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
3.50%APY$530 over 18 months on $10,000Requirements
Product: Dividends are compounded quarterly, and are computed by using the average daily balance method. Minimum amount for a Certificate Account: $1,000.00 - Regular Certificate, $50,000.00 – Jumbo Certificate, $100,000.00 - Jumbo Certificate. Grace period is 10 days. Early withdrawal penalty: 90 days dividends.
3.45% interest rate · Compounded quarterly · Effective Oct 5, 2026
Rate checked
More details - Orion FinancialShare Certificates (CDs)CD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$530 over 18 months on $10,000Requirements
Product: Primary owner must be in the field of membership of Orion Financial and maintain one share in Primary Share Account. Minimum $500 required to open and earn advertised APY. Early withdrawal fees/penalties apply.
3.45% interest rate · Effective Sep 28, 2026
Rate checked
More details - TTCU Federal Credit UnionCertificatesCD · 18 months · $1,000 min · 3.50%–3.90% by balance
Credit union · Add a location to see nearby branches
3.50%APY$530 over 18 months on $10,000Requirements
Product: Higher dividend rates earned by locking in deposits for a specified period of time. Minimum deposits: $1,000 for standard certificates, $50,000 for jumbo rates, $200,000 for super jumbo rates. 45-day to 60-month terms available. Penalty may be imposed for early withdrawal depending on term and amount; fees could reduce earnings.
Offer: Early withdrawal penalty applies.
3.46% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificates Balance APY $1,000 and upYour amount 3.50% $50,000 and upJumbo rate tier. 3.70% $200,000 and upSuper jumbo rate tier. 3.90% Rate checked
More details - Essential Credit UnionShare CertificatesCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$530 over 18 months on $10,000Requirements
Product: Membership required ($5 minimum share). Minimum opening deposit of $500 must be maintained throughout the term. Fixed rate for the term of the certificate. Dividends paid monthly or quarterly. Early withdrawal penalties apply.
Offer: Fixed rate for 18-month term. Early withdrawal penalty may apply.
3.46% interest rate · Effective Oct 5, 2026
Rate checked
More details - Campus FederalCertificate AccountsCD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
3.50%APY$530 over 18 months on $10,000Requirements
Product: Certificate accounts are subject to substantial penalty for early withdrawal. Early withdrawal may affect APY. If minimum balance is not kept, service charges may affect APY. Fees could reduce earnings.
Offer: Dividends credited quarterly.
3.45% interest rate · Effective Oct 2, 2026
Rate checked
More details - Haverhill BankCertificates of DepositCD · 18 months · $500 min
Bank · Add a location to see nearby branches
3.50%APY$530 over 18 months on $10,000Requirements
Product: Minimum balance to open account is $500. Minimum daily average balance to earn the Annual Percentage Yield is $500. Interest compounded monthly.
3.45% interest rate · Compounded monthly · Effective Oct 2, 2026
Rate checked
More details - Dedham SavingsCertificate of Deposit (CD)CD · 18 months · $1,000 min
Bank · Add a location to see nearby branches
3.50%APY$530 over 18 months on $10,000Requirements
Product: Deposits are insured in full through combined FDIC and DIF coverage. A penalty may be imposed for early withdrawal. CD Passbooks must be returned to the Bank to close or roll into a new account.
Offer: APY assumes interest remains on deposit for the term.
Effective Oct 5, 2026
Rate checked
More details - Cambridge Savings Bank18 Month Special CDCD · 18 months · $1,000 min
Bank · Add a location to see nearby branches
3.50%APY$530 over 18 months on $10,000Requirements
Product: Must live or work in Massachusetts or New Hampshire (if in Maine, visit branch or call). Monthly compounding with funds held to maturity. No additional deposits permitted. Early withdrawal penalties may apply.
Offer: $10 minimum daily balance to earn APY. Monthly compounding.
3.44% interest rate · Effective Sep 1, 2026
Rate checked
More details - American Community Bank of IndianaCD Rate SpecialsCD · 18 months · $1,000 min
Bank · Add a location to see nearby branches
3.50%APY$530 over 18 months on $10,000intro rateRequirements
Product: Offer is available for a limited time and is subject to change or end at any time. Rates are fixed at time of deposit. A penalty may be imposed when a portion of the principal is withdrawn prior to maturity. Fees could reduce earnings.
Promotional rate · 3.45% interest rate · Effective Sep 24, 2026
Rate checked
More details - Alive Credit UnionCertificates of Deposit (CDs)CD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$530 over 18 months on $10,000Requirements
Product: Earnings compounded monthly. Penalty for early withdrawal. $500 minimum deposit to open most Certificates. No setup or maintenance fees.
Offer: Dividends paid monthly. Penalty for early withdrawal.
3.45% interest rate · Compounded monthly
Rate checked
More details - 1st Street Credit UnionShare CertificatesCD · 18 months · $1,000 min · 3.50%–3.65% by balance
Credit union · Add a location to see nearby branches
3.50%APY$530 over 18 months on $10,000Effective Oct 5, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $1,000 and upYour amount 3.50% $75,000 and up 3.55% $150,000 and up 3.65% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 18-month CDs pay nationwide
3,160 CDs at 2,794 banks and credit unions · checked Oct 22–25
- Typical
- 3.25%
- Top 10% from
- 4.10%
- Banks, typical
- 2.94%
- Credit unions, typical
- 3.30%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Popular DirectBank
- Synchrony BankBank