Bank · FDIC insured
Haverhill Bank CD Rates
Haverhill Bank’s best CD rate is 4.25% APY on a 7-month CD. Terms run from 3 months to 5 years. Rates checked October 15, 2026.
How Haverhill Bank’s CD rates compare
Compared with banks and credit unions near Boston, MA-NH, where Haverhill Bank has the most branches. $10,000, best rate first.
This bank’s best
Haverhill Bank
4.25%APY
- Term
- 7 months
- Minimum
- $500
- Earns on $10,000
- $246
Certificates of Deposit
Top rate
RiverWorks Credit Union
4.80%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $237
2nd-highest rate
Arise Financial
4.75%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,494
Haverhill Bank CD score
78
CD score
Higher than 47% of U.S. banks and credit unions
- 3–8 months3–8 mo3.75%
- 9–15 months9–15 mo3.50%
- 16–30 months16–30 mo3.50%
- 31–60 months31–60 mo3.25%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Haverhill Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.25%APY · 12 terms
Minimum balance to open account is $500. Minimum daily average balance to earn the Annual Percentage Yield is $500. Interest compounded monthly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.75% | $92 |
| 6 months | 3.50% | $173 |
| 7 months | 4.25% | $246 |
| 9 months | 3.50% | $261 |
| 11 months | 4.25% | $389 |
| 12 months | 3.50% | $350 |
| 15 months | 3.50% | $439 |
| 18 months | 3.50% | $530 |
| 24 months | 3.50% | $712 |
| 30 months | 3.50% | $898 |
| 36 months | 3.25% | $1,007 |
| 60 months | 3.25% | $1,734 |
Sources (1)
- haverhillbank.com/rates/deposit-rates · captured Oct 5, 2026
Special-purpose accounts
Individual Retirement Account (IRA)
Up to 3.60%APY · 5 terms
Haverhill Bank always reserves the right to only open deposit accounts for consumers and businesses in our assessment area. Accounts can be opened with as little as $25. Choose from Traditional Individual Retirement Accounts, Roth IRAs, or Coverdell Savings Accounts. Interest compounded monthly. A penalty may be imposed for withdrawal before maturity. Withdrawal of interest will reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsVariable rate. Minimum daily average balance to earn APY is $10.00. Interest compounded monthly | 3.60% | $360 |
| 18 monthsVariable rate. Minimum daily average balance to earn APY is $10.00. Interest compounded monthly | 3.60% | $545 |
| 24 monthsVariable rate. Minimum daily average balance to earn APY is $10.00. Interest compounded monthly | 3.60% | $733 |
| 36 monthsVariable rate. Minimum daily average balance to earn APY is $10.00. Interest compounded monthly | 3.35% | $1,039 |
| 60 monthsVariable rate. Minimum daily average balance to earn APY is $10.00. Interest compounded monthly | 3.35% | $1,791 |
Sources (2)
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.