Credit union · NCUA insured
Goetz Credit Union CD Rates
Goetz Credit Union’s best CD rate is 4.00% APY on a 7-month share certificate (CD). Terms run from 7 months to 18 months. Rates checked October 16, 2026.
How Goetz Credit Union’s CD rates compare
Compared with banks and credit unions near St. Joseph, MO-KS, where Goetz Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Goetz Credit Union
4.00%APY
- Term
- 7 months
- Minimum
- $5,000
- Earns on $10,000
- $231
Certificates of Deposit
Top rate
North American Savings Bank
5.00%APY
- Term
- 7 months
- Minimum
- $5,000
- Earns on $10,000
- $289
2nd-highest rate
Postal & Community Credit Union
4.75%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $354
Goetz Credit Union CD score
81
CD score
Higher than 55% of U.S. banks and credit unions
- 3–8 months3–8 mo4.00%
- 9–15 months9–15 mo3.75%
- 16–30 months16–30 mo3.50%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Goetz Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.00%APY · 3 terms
Fixed rate of return. Dividends pay every 3 months after purchase.
| Term | APY · $2,500 and up | APY · $5,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 7 monthsNew Money Special | — | 4.00% | 4.00% | $231 |
| 12 months | 3.75% | — | 3.75% | $375 |
| 18 months | 3.50% | — | 3.50% | $530 |
Who can join Goetz Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.