Credit union · NCUA insured
Campus Federal CD Rates
Campus Federal’s best CD rate is 4.25% APY on a 2-year share certificate (CD). Terms run from 1 month to 6 years. Rates checked October 16, 2026.
How Campus Federal’s CD rates compare
Compared with banks and credit unions near Baton Rouge, LA, where Campus Federal has the most branches. $10,000, best rate first.
This credit union’s best
Campus Federal
4.25%APY
- Term
- 24 months
- Minimum
- $1,000
- Earns on $10,000
- $868
Certificate Accounts
Top rate
La Capitol Federal Credit Union
4.50%APY
- Term
- 37 months
- Minimum
- $500
- Earns on $10,000
- $1,454
2nd-highest rate
Capital One
4.40%APY
- Term
- 11 months
- Minimum
- $0
- Earns on $10,000
- $403
Campus Federal CD score
90
CD score
Higher than 91% of U.S. banks and credit unions
- 3–8 months3–8 mo4.10%
- 9–15 months9–15 mo3.83%
- 16–30 months16–30 mo4.25%
- 31–60 months31–60 mo3.55%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Campus Federal ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate Accounts
Up to 4.25%APY · 13 terms
Certificate accounts are subject to substantial penalty for early withdrawal. Early withdrawal may affect APY. If minimum balance is not kept, service charges may affect APY. Fees could reduce earnings.
| Term | APY · $500 and up | APY · $1,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 1 monthDividends paid at maturity | 3.50% | — | 3.50% | $29 |
| 3 monthsDividends paid at maturity | 3.60% | — | 3.60% | $89 |
| 6 monthsDividends paid at maturity | 4.10% | — | 4.10% | $203 |
| 7 monthsDividends paid at maturity | 3.45% | — | 3.45% | $200 |
| 9 monthsDividends paid at maturity | 3.50% | — | 3.50% | $261 |
| 12 monthsDividends credited quarterly | 3.83% | — | 3.83% | $383 |
| 18 monthsDividends credited quarterly | — | 3.50% | 3.50% | $530 |
| 24 monthsDividends credited quarterly | — | 4.25% | 4.25% | $868 |
| 30 monthsBump and Jump Certificate. Dividends credited quarterly. Early withdrawal penalty will equal 180 days' dividends. A one time deposit (bump) of at least $1,000 is allowed per 30 month term. The rate can be increased (jump) once per 30 month term after the first six months | — | 3.00% | 3.00% | $767 |
| 36 monthsDividends credited quarterly | — | 3.55% | 3.55% | $1,103 |
| 48 monthsDividends credited quarterly | — | 3.35% | 3.35% | $1,409 |
| 60 monthsDividends credited quarterly | — | 3.45% | 3.45% | $1,848 |
| 72 monthsDividends credited quarterly | — | 3.55% | 3.55% | $2,328 |
Jumbo Certificate Accounts
Up to 4.25%APY · 6 terms
Certificate accounts are subject to substantial penalty for early withdrawal. Early withdrawal may affect APY. If minimum balance is not kept, service charges may affect APY. Fees could reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsDividends paid at maturity | 3.60% | — |
| 6 monthsDividends paid at maturity | 4.10% | — |
| 12 monthsDividends credited quarterly | 3.83% | — |
| 18 monthsDividends credited quarterly | 3.50% | — |
| 24 monthsDividends credited quarterly | 4.25% | — |
| 36 monthsDividends credited quarterly | 3.55% | — |
Special-purpose accounts
Individual Retirement Accounts (IRA) Certificate
Up to 3.55%APY · 8 terms
Any certificate account from 12 to 72 months can be used as an IRA. Certificate accounts are subject to substantial penalty for early withdrawal. Early withdrawal may affect APY. If minimum balance is not kept, service charges may affect APY. Fees could reduce earnings.
| Term | APY · $500 and up | APY · $1,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 12 monthsDividends credited quarterly | 3.55% | — | 3.55% | $355 |
| 18 monthsDividends credited quarterly | — | 3.50% | 3.50% | $530 |
| 24 monthsDividends credited quarterly | — | 3.50% | 3.50% | $712 |
| 30 monthsBump and Jump Certificate, certain limitations apply. Dividends credited quarterly | — | 3.00% | 3.00% | $767 |
| 36 monthsDividends credited quarterly | — | 3.30% | 3.30% | $1,023 |
| 48 monthsDividends credited quarterly | — | 3.35% | 3.35% | $1,409 |
| 60 monthsDividends credited quarterly | — | 3.45% | 3.45% | $1,848 |
| 72 monthsDividends credited quarterly | — | 3.55% | 3.55% | $2,328 |
Who can join Campus Federal
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, or worship in Baton Rouge, Orleans Parish, or the Shreveport MSA (Caddo, Bossier, and Webster Parishes).
Employers and groups
- Members of the American Consumer Council (ACC) who live in Louisiana.
- Employees or affiliated individuals of Business Partners (Select Employee Groups).
Military, government and schools
- Individuals eligible through affiliation with LSU.
Family and household
- Family members of eligible individuals.
Cost to join
- One-time nonrefundable membership fee of $10.
- Purchase of one share with a par value of $5 in any deposit account, remaining on deposit for the duration of membership.
Membership information collected October 5, 2026.