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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Type a ZIP code, city, county, metro area or state, then choose a suggestion with the arrow keys and Enter.

Top CD rates

Showing 106–120 results

  1. First Financial Federal Credit UnionShare CertificateCD · 12 months · $500 min

    Credit union · Add a location to see nearby branches

    4.35%APY$435 over 1 year on $10,000with conditions
  2. Top Carrot, Carrot Score 93
    CIBC Bank USACIBC Agility Certificate of Deposit (CD)CD · 12 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.35%APY$435 over 1 year on $10,000
  3. Top Carrot, Carrot Score 89
    Worth Credit UnionTerm Share CertificatesCD · 12 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.34%APY$434 over 1 year on $10,000
  4. The Bank of Princeton12-Month 4.25% Cranbury CD PromotionCD · 12 months

    Bank · Add a location to see nearby branches

    4.34%APY$434 over 1 year on $10,000intro rate
  5. Top Carrot, Carrot Score 87
    Lincoln County Credit UnionShare CertificatesCD · 12 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.34%APY$434 over 1 year on $10,000
  6. Freestone Credit UnionRegular Share CertificateCD · 12 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.33%APY$433 over 1 year on $10,000
  7. Top Carrot, Carrot Score 94
    Whiting Refinery Federal Credit UnionShare CertificatesCD · 12 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.33%APY$433 over 1 year on $10,000
  8. Valley Credit UnionTerm Share CertificateCD · 12 months · $500 min

    Credit union · Add a location to see nearby branches

    4.33%APY$433 over 1 year on $10,000intro rate
  9. Top Carrot, Carrot Score 94
    Red River Credit UnionShare CertificatesCD · 12 months · $500 min

    Credit union · Add a location to see nearby branches

    4.33%APY$433 over 1 year on $10,000
  10. Citizens National Bank of TexasCNB Certificate of DepositCD · 12 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.33%APY$433 over 1 year on $10,000
  11. UNCLE Credit UnionShare CertificatesCD · 12 months · $1,500 min

    Credit union · Add a location to see nearby branches

    4.33%APY$433 over 1 year on $10,000intro rate
  12. Top Carrot, Carrot Score 88
    Central Missouri Community Credit UnionShare CertificatesCD · 12 months · $500 min

    Credit union · Add a location to see nearby branches

    4.33%APY$433 over 1 year on $10,000
  13. Charleston FCUShare Certificate AccountsCD · 12 months · 2.27%–4.33% by balance

    Credit union · Add a location to see nearby branches

    4.33%APY$433 over 1 year on $10,000intro rate
  14. Top Carrot, Carrot Score 89
    Chicago Firefighters Credit UnionShare CertificateCD · 12 months · $10,000 min

    Credit union · Add a location to see nearby branches

    4.33%APY$433 over 1 year on $10,000
  15. Top Carrot, Carrot Score 88
    Geismar Complex Federal Credit UnionShare CertificatesCD · 12 months · $500 min

    Credit union · Add a location to see nearby branches

    4.33%APY$433 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.

What 1-year CDs pay nationwide

5,317 CDs at 4,380 banks and credit unions · checked Oct 16–23

Typical
3.30%
Top 10% from
4.06%
Banks, typical
3.05%
Credit unions, typical
3.41%

Is your bank paying you enough?

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Nationwide

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate