Credit union · NCUA insured
Freestone Credit Union
A $77.9M credit union headquartered in Teague, TX, with 5,062 members and 3 branches in Texas. Best rates: CDs 4.33% and savings 0.20% APY.
Freestone Credit Union Carrot Score
73
Carrot Score
Higher than 33% of U.S. banks and credit unions
#261 of 375 in TexasHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Freestone Credit Union
Freestone Credit Union is headquartered in Teague, Texas.
- Headquarters
- 613 Main St, Teague, TX 75860-1627
- NCUA charter
- 68005
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who reside or work in Freestone, Limestone, Navarro, Leon, or Madison County in Texas are eligible for membership.
Employers and groups
- Employees of the BNSF Railroad qualify for membership.
Family and household
- Immediate family members of current credit union members qualify for membership.
Branches
3 branches in Texas
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Texas
3 branches
Teague area · 1
- Freestone CU OfficeMain office613 Main St, Teague, TX 75860Directions
Fairfield area · 1
- Freestone Credit Union Branch Office480 E Main St, Fairfield, TX 75840Directions
Jewett area · 1
- Freestone CU Branch Office at Nucor Steel8812 U S Hwy 79 W, Jewett, TX 75846Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.32% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.10% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.54% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $56 | $59 | — |
- CapitalNet worth ratio10.32%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.10%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.54%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$56Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Freestone Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.