Credit union · NCUA insured
Central Missouri Community Credit Union CD Rates
Top CarrotCentral Missouri Community Credit Union’s best CD rate is 4.33% APY on a 6-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Central Missouri Community Credit Union’s CD rates compare
Compared with banks and credit unions near Kansas City, MO-KS, where Central Missouri Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Central Missouri Community Credit Union
4.33%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $214
Share Certificates
Top rate
Community National Bank
5.09%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,818
2nd-highest rate
North American Savings Bank
5.00%APY
- Term
- 7 months
- Minimum
- $5,000
- Earns on $10,000
- $289
Central Missouri Community Credit Union CD score
94
CD score
Higher than 95% of U.S. banks and credit unions
- 3–8 months3–8 mo4.33%
- 9–15 months9–15 mo4.33%
- 16–30 months16–30 mo4.33%
- 31–60 months31–60 mo2.60%
- QualifiedQualified4.33%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Central Missouri Community Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 4.33%APY · 6 terms
Interest compounded monthly. Terms from 3 to 60 months. Dividends based on average daily balance and compounded & credited monthly. Accounts automatically renew (with the exception of certificate specials, which are non-renewable) for another term at maturity, with a grace period of 10 days after maturity. Early withdrawal penalty applies: terms up to 12 months incur $25 plus 31 days' dividends; terms 18 months and over incur $25 plus 90 days' dividends. Interest rates and annual percentage yield may change every calendar month based on Board of Directors determination.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 4.33% | $214 |
| 12 months | 4.33% | $433 |
| 24 months | 4.33% | $885 |
| 36 months | 2.60% | $800 |
| 48 months | 2.35% | $974 |
| 60 months | 2.10% | $1,095 |
Sources (2)
All captured Oct 16, 2026
Special-purpose accounts
IRA Share Certificates
Up to 4.33%APY · 6 terms
IRA Share Certificates available under Traditional IRA, Roth IRA, and Coverdell Educational IRA programs. Dividends based on average daily balance and compounded & credited monthly. Accounts automatically renew (with the exception of certificate specials, which are non-renewable) for another term at maturity, with a grace period of 10 days after maturity. Early withdrawal penalty applies: terms up to 12 months incur $25 plus 31 days' dividends; terms 18 months and over incur $25 plus 90 days' dividends. Interest rates and annual percentage yield may change every calendar month based on Board of Directors determination.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 4.33% | $214 |
| 12 months | 4.33% | $433 |
| 24 months | 4.33% | $885 |
| 36 months | 2.60% | $800 |
| 48 months | 2.35% | $974 |
| 60 months | 2.10% | $1,095 |
Sources (3)
- mycmccu.org/accounts/savings/i…idual-retirement-account
- mycmccu.org/accounts/savings/share-certificates
- mycmccu.org/loans/lending/rates
All captured Oct 16, 2026
Who can join Central Missouri Community Credit Union
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