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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Top CD rates

Showing 1171–1185 of 5,354 results

  1. Iron Workers BankCertificates of DepositCD · 12 months · $250 min

    Bank · Add a location to see nearby branches

    3.85%APY$385 over 1 year on $10,000
  2. Platinum BankCertificate of DepositCD · 12 months · $5,000 min

    Bank · Add a location to see nearby branches

    3.85%APY$385 over 1 year on $10,000
  3. SouthPoint Financial Credit UnionCertificatesCD · 12 months

    Credit union · Add a location to see nearby branches

    3.85%APY$385 over 1 year on $10,000
  4. Federal Employees NewarkShare CertificateCD · 12 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.85%APY$385 over 1 year on $10,000
  5. Top Carrot, Carrot Score 89
    Aspen Federal Credit UnionShare CertificatesCD · 12–48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.85%APY
  6. Top Carrot, Carrot Score 98
    ElecTel Cooperative Federal Credit UnionShare CertificateCD · 12 months · $500 min

    Credit union · Add a location to see nearby branches

    3.85%APY$385 over 1 year on $10,000
  7. First State Bank12-Month CDCD · 12 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.85%APY$385 over 1 year on $10,000
  8. Top Carrot, Carrot Score 93
    MembersFirst Credit UnionCertificate of DepositCD · 12 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.85%APY$385 over 1 year on $10,000
  9. Top Carrot, Carrot Score 97
    Memphis City Employees Credit UnionCertificates of DepositCD · 12 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.85%APY$385 over 1 year on $10,000
  10. Top Carrot, Carrot Score 88
    US Community Credit UnionCertificateCD · 12 months · $500 min · 3.85%–3.91% by balance

    Credit union · Add a location to see nearby branches

    3.85%APY$385 over 1 year on $10,000
  11. Community Bank of WichitaCertificates of DepositCD · 12 months

    Bank · Add a location to see nearby branches

    3.85%APY$385 over 1 year on $10,000
  12. Top Carrot, Carrot Score 88
    Peninsula Federal Credit UnionJump Rate CertificatesCD · 12 months · $500 min

    Credit union · Add a location to see nearby branches

    3.85%APY$385 over 1 year on $10,000intro rate
  13. 5 Star CCUShare CertificatesCD · 12 months · $500 min

    Credit union · Add a location to see nearby branches

    3.85%APY$385 over 1 year on $10,000
  14. Second Federal | Savings & Loan Association Of PhiladelphiaCertificates Of DepositCD · 12 months · $500 min

    Bank · Add a location to see nearby branches

    3.85%APY$385 over 1 year on $10,000intro rate
  15. Bradford National BankCompounding Certificate / Certificate of DepositCD · 12 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.85%APY$385 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 1-year CDs pay nationwide

5,354 CDs at 4,382 banks and credit unions · checked Oct 22–25

Typical
3.30%
Top 10% from
4.06%
Banks, typical
3.06%
Credit unions, typical
3.40%

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Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Popular DirectBank
  2. Comenity Capital BankBank
  3. Synchrony BankBank
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CD rates by state

Best CD Rates of October 2026 | Carrot Rate