Bank · FDIC insured
Platinum Bank CD Rates
Platinum Bank’s best CD rate is 3.85% APY on a 9-month CD. Terms run from 6 months to 18 months. Rates checked October 16, 2026.
How Platinum Bank’s CD rates compare
Compared with banks and credit unions near Minneapolis, MN-WI, where Platinum Bank has the most branches. $10,000, best rate first.
This bank’s best
Platinum Bank
3.85%APY
- Term
- 6 months
- Minimum
- —
- Earns on $10,000
- $191
Certificate of Deposit
Top rate
SouthPoint Financial Credit Union
9.00%APY
- Term
- 9 months
- Minimum
- —
- Earns on $10,000
- $668
2nd-highest rate
Woodlands National Bank
4.87%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,684
Platinum Bank CD score
83
CD score
Higher than 62% of U.S. banks and credit unions
- 3–8 months3–8 mo3.85%
- 9–15 months9–15 mo3.85%
- 16–30 months16–30 mo3.85%
- QualifiedQualified3.85%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Platinum Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
3.85%APY · 4 terms
Offers CDs from 3 months to 60 months. Contact bank for additional terms and rates. Early withdrawal penalty may be imposed.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsInterest compounds quarterly. 30-day interest penalty for early withdrawal | 3.85% | $191 |
| 9 months9 Month CD Special. Interest compounds quarterly. 90-day interest penalty for early withdrawal | 3.85% | $287 |
| 12 monthsInterest compounds quarterly. 90-day interest penalty for early withdrawal | 3.85% | $385 |
| 18 monthsInterest compounds quarterly. 90-day interest penalty for early withdrawal | 3.85% | $583 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.