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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Top CD rates

Showing 1156–1170 of 4,164 results

  1. Top Carrot, Carrot Score 88
    ACCESSbankCertificate of DepositCD · 36–47 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.50%APYintro rate
  2. Top Carrot, Carrot Score 87
    Gallup FCUCertificates of DepositCD · 36 months · $1,000 min · 3.25%–3.75% by balance

    Credit union · Add a location to see nearby branches

    3.50%APY$1,087 over 36 months on $10,000
  3. Top Carrot, Carrot Score 90
    First Atlantic Federal Credit UnionCertificates of Deposit (CDs)CD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,087 over 36 months on $10,000intro rate
  4. Top Carrot, Carrot Score 88
    Labor Credit UnionShare CertificateCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,087 over 36 months on $10,000intro rate
  5. Bank of BuffaloCertificate of DepositCD · 36 months · $500 min

    Bank · Add a location to see nearby branches

    3.50%APY$1,087 over 36 months on $10,000
  6. Rio Grande Federal Credit UnionCertificate of DepositCD · 36 months · $10,000 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,087 over 36 months on $10,000
  7. Aurora Federal Credit UnionJumbo CertificatesCD · 36 months · $10,000 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,087 over 36 months on $10,000
  8. Security National Bank of South DakotaTraditional CD (Sioux Falls)CD · 36 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.50%APY$1,087 over 36 months on $10,000intro rate
  9. Security National Bank of South DakotaCertificates of Deposit (Dakota Dunes)CD · 36 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.50%APY$1,087 over 36 months on $10,000
  10. Maine Savings Federal Credit UnionShare CertificatesCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,087 over 36 months on $10,000
  11. Lincoln National BankCertificates of Deposit (CDs)CD · 36 months · $500 min

    Bank · Add a location to see nearby branches

    3.50%APY$1,087 over 36 months on $10,000
  12. Top Carrot, Carrot Score 89
    Lehigh Valley Educators CUShare CertificateCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,087 over 36 months on $10,000
  13. Top Carrot, Carrot Score 98
    Meijer Credit UnionCertificate of DepositCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,087 over 36 months on $10,000
  14. Top Carrot, Carrot Score 89
    Rave FinancialShare CertificateCD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,087 over 36 months on $10,000
  15. Sabine Federal Credit UnionCertificatesCD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,087 over 36 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 3-year CDs pay nationwide

4,164 CDs at 3,670 banks and credit unions · checked Oct 22–25

Typical
3.00%
Top 10% from
4.00%
Banks, typical
2.50%
Credit unions, typical
3.15%

Is your bank paying you enough?

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Nationwide

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Popular DirectBank
  2. Comenity Capital BankBank
  3. Synchrony BankBank
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CD rates by state

Best CD Rates of October 2026 | Carrot Rate