Bank · FDIC insured
Bank of Buffalo
A $140.5M bank headquartered in Buffalo, KY, with 3 branches in Kentucky. Best rates: CDs 4.60% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. Savings: rates are not published online. Auto loans: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all). Credit cards: no rates found on its website.
- CDs924.60%for 9–15 monthsCD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Bank of Buffalo
Serving LaRue County and surrounding communities, Bank of Buffalo has been operating since August 1, 1901.
Originally established as Buffalo Savings Bank, the institution later became The First National Bank before adopting the Bank of Buffalo name in 1988.
- Headquarters
- 2441 Greensburg Rd, Buffalo, KY 42716
- FDIC certificate
- 2733 ↗
Branches
3 branches in Kentucky
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Kentucky
3 branches
Elizabethtown area · 2
- Bank of BuffaloMain office2441 Greensburg Rd, Buffalo, KY 42716Directions
- Hodgenville Branch2375 Lincoln Farm Rd, Hodgenville, KY 42748Directions
Canmer area · 1
- Canmer Branch2708 N Jackson Hwy, Canmer, KY 42722Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.78% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.69% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.65% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $101 | $81 | — |
- CapitalLeverage ratio9.78%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.69%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.65%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$101Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Bank of Buffalo are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.