Bank · FDIC insured
ACCESSbank CD Rates
Top CarrotACCESSbank’s best CD rate is 4.40% APY on an 11-month CD. Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How ACCESSbank’s CD rates compare
Compared with banks and credit unions near Omaha, NE-IA, where ACCESSbank has the most branches. $10,000, best rate first.
This bank’s best
ACCESSbank
4.40%APY
- Term
- 11 months
- Minimum
- $1,000
- Earns on $10,000
- $403
Certificate of Deposit
Top rate
Metro Credit Union
4.55%APY
- Term
- 25 months
- Minimum
- $500
- Earns on $10,000
- $971
2nd-highest rate
First Westroads Bank
4.55%APY
- Term
- 48 months
- Minimum
- $500
- Earns on $10,000
- $1,948
ACCESSbank CD score
93
CD score
Higher than 95% of U.S. banks and credit unions
- 3–8 months3–8 mo3.70%
- 9–15 months9–15 mo4.40%
- 16–30 months16–30 mo4.30%
- 31–60 months31–60 mo3.50%
- QualifiedQualified4.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where ACCESSbank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
ACCESS Advantage CD
4.40%APY · 1 term
Promotional rate applies to new money brought to ACCESSbank from another financial institution. No brokered deposits or institutional funds are eligible. Penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 11 monthsPromotional rate applies to new money brought to ACCESSbank from another financial institution. Interest is paid quarterly. No brokered deposits or institutional funds eligible. Penalty may be imposed for early withdrawal | 4.40% | $403 |
Sources (2)
All captured Oct 15, 2026
Certificate of Deposit
Up to 4.40%APY · 12 terms
Interest paid quarterly and at maturity. Early withdrawal penalty may apply. Automatic rollovers and reminders before maturity provided.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsSpecial rate. Interest paid quarterly and at maturity | 3.70% | $91 |
| 6–8 monthsInterest paid quarterly and at maturity | 2.25% | $112 |
| 9–11 monthsInterest paid quarterly and at maturity | 2.50% | $187 |
| 11 monthsSpecial rate. Applies to new money. Interest paid quarterly and at maturity | 4.40% | $403 |
| 11 monthsSpecial rate. Interest paid quarterly and at maturity | 4.30% | $393 |
| 12–17 monthsInterest paid quarterly and at maturity | 3.50% | $350 |
| 18–23 monthsInterest paid quarterly and at maturity | 3.50% | $530 |
| 24–29 monthsInterest paid quarterly and at maturity | 3.50% | $712 |
| 30–35 monthsInterest paid quarterly and at maturity | 3.50% | $898 |
| 30 monthsSpecial rate. Interest paid quarterly and at maturity | 4.30% | $1,110 |
| 36–47 monthsInterest paid quarterly and at maturity | 3.50% | $1,087 |
| 48–59 monthsInterest paid quarterly and at maturity | 3.50% | $1,475 |
| 60 monthsInterest paid quarterly and at maturity | 3.50% | $1,877 |
Sources (2)
All captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.