Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1141–1155 of 3,421 results
- UNB BankCertificates of DepositCD · 60 months · $1,000 min
Bank · Add a location to see nearby branches
3.45%APY$1,848 over 60 months on $10,000Requirements
Product: Penalty may be imposed for withdrawals before maturity. Annual Percentage Yield based on monthly compounding. Minimum balance not required to maintain APY.
3.40% interest rate · Effective Sep 22, 2026
Rate checked
More details - Hidden River Credit UnionShare Certificates of DepositCD · 60 months · $500 min · 3.45%–3.51% by balance
Credit union · Add a location to see nearby branches
3.45%APY$1,848 over 60 months on $10,000Requirements
Product: Minimum deposit of $500 is required to open a Certificate of Deposit ($75,000 for Jumbo). Additional deposits not allowed after account is open. APY assumes principal and dividends remain on deposit until maturity. Early withdrawal penalties apply. Certificate automatically renews (7-day grace period at maturity). Dividends compounded and paid monthly.
Offer: Regular CD tier. Early withdrawal penalties apply. Automatically renews.
3.40% interest rate
Rate by balance
Rate by balance for Share Certificates of Deposit Balance APY $500 – $75,000Your amount 3.45% $75,000 and up 3.51% Rate checked
More details - 3.45%APY$1,848 over 60 months on $10,000
Requirements
Product: Penalty for early withdrawal on Time Certificates. Fees may reduce earnings. APY assumes interest remains on deposit until maturity. A withdrawal will reduce earnings.
Offer: Compounding & Crediting Frequency: semi-annually.
3.40% interest rate · Effective Oct 13, 2026
Rate checked
More details - Polish-American FCUCertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.45%APY$1,848 over 60 months on $10,000Requirements
Product: Rates may increase .2% when a member qualifies for loyalty benefits. Minimum deposit $500.
Offer: APY as high as with loyalty benefits (rates may increase .2%).
Effective Oct 15, 2026
Rate checked
More details - Sterling United FCUTerm Certificate of DepositCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.45%APY$1,848 over 60 months on $10,000Requirements
Product: Early withdrawals are subject to 180 days penalty on earned or unearned dividends. Fees could reduce earnings on the account.
Offer: Early withdrawals are subject to 180 days penalty on earned or unearned dividends.
3.40% interest rate · Effective Oct 15, 2026
Rate checked
More details - Milford FederalCertificates of DepositCD · 60 months · $1,000 min
Bank · Add a location to see nearby branches
3.45%APY$1,848 over 60 months on $10,000Requirements
Product: Penalty for early withdrawal. Interest is compounded monthly. Deposits are accepted from residents of Massachusetts, Rhode Island and Windham County Connecticut only. All accounts are subject to approval.
3.40% interest rate · Compounded monthly · Effective Oct 15, 2026
Rate checked
More details - Affidian Credit UnionShare CertificatesCD · 60 months · $100 min
Credit union · Add a location to see nearby branches
3.45%APY$1,848 over 60 months on $10,000Requirements
Product: Rates effective as of March 1st, 2026. Fees may reduce earnings. May have a penalty for early withdrawal. Terms ranging from 6 months to 5 years.
Offer: Minimum balance $100 to pay dividends.
3.40% interest rate · Effective Mar 1, 2026
Rate checked
More details - Aurora Federal Credit UnionTerm CertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.45%APY$1,848 over 60 months on $10,000Requirements
Product: Minimum opening deposit of $500 required. Penalty may be imposed for early withdrawal.
Offer: Penalty may be imposed for early withdrawal.
3.40% interest rate · Effective Sep 2, 2026
Rate checked
More details - Billings Federal Credit UnionShare Certificates – RegularCD · 60 months · $2,500 min · 3.25%–3.60% by balance
Credit union · Add a location to see nearby branches
3.45%APY$1,848 over 60 months on $10,000Requirements
Product: $25.00 Share Savings deposit required. Dividends compound monthly. Early withdrawal penalty applies. Secure Checking account holders receive a 0.10% rate premium on share certificates with terms of one year or more.
Offer: Compounded monthly. Early withdrawal penalty applies. $25 Share Savings deposit required. Secure Checking account holders receive a 0.10% rate premium.
Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Certificates – Regular Balance APY $2,500 and up 3.25% $10,000 and upYour amount 3.45% $50,000 and up 3.55% $100,000 and up 3.60% Rate checked
More details - White Sands Federal Credit UnionShare CertificateCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.45%APY$1,848 over 60 months on $10,000with conditionsRequirements
Product: Dividends are compounded and fixed for the term. Opening and minimum balance requirement is $1,000. Early withdrawal penalties apply. Rate is variable on new certificates weekly.
Qualified rate · 3.40% interest rate
Rate checked
More details - United Heritage Credit UnionCertificate of Deposit (CD)CD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.45%APY$1,848 over 60 months on $10,000Requirements
Product: Membership/Regular Savings account required. No monthly fee, service charge, or administration fees. Early withdrawal subject to penalty/loss of dividends.
Offer: Dividends paid and compounded quarterly.
3.41% interest rate · Compounded quarterly · Effective Oct 6, 2026
Rate checked
More details - Quaint Oak BankCertificates of DepositCD · 60 months · $500 min
Bank · Add a location to see nearby branches
3.45%APY$1,848 over 60 months on $10,000Requirements
Product: Certificates of deposit accounts carry a substantial penalty for early withdrawal. All rates are subject to change.
Offer: Early withdrawal penalty applies.
3.35% interest rate · Effective Oct 6, 2026
Rate checked
More details - California Community Credit UnionTerm Account / CertificateCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.45%APY$1,848 over 60 months on $10,000Requirements
Product: Early withdrawals from Term / Certificate Accounts may result in substantial penalties.
Offer: Fixed rate type. Minimum to earn dividends is $1,000.00. Early withdrawal penalty applies.
3.41% interest rate · Effective Sep 28, 2026
Rate checked
More details - First Bank & TrustCertificates of DepositCD · 60 months · $1,500 min · 3.40%–3.51% by balance
Bank · Add a location to see nearby branches
3.45%APY$1,848 over 60 months on $10,000Requirements
Product: Rates & APYs are based on monthly compounding. Penalties may be imposed for early withdrawal. Minimum balance to open CD is $1,500. Relationship Pricing on CD's – Additional FB&T product and service relationships may increase listed rates.
3.35% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $1,500 – $10,000 3.40% $10,000 – $25,000Your amount 3.45% $25,000 – $100,000 3.45% $100,000 – $250,000 3.51% $250,000 and up 3.51% Rate checked
More details - Campus FederalCertificate AccountsCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.45%APY$1,848 over 60 months on $10,000Requirements
Product: Certificate accounts are subject to substantial penalty for early withdrawal. Early withdrawal may affect APY. If minimum balance is not kept, service charges may affect APY. Fees could reduce earnings.
Offer: Dividends credited quarterly.
3.41% interest rate · Effective Oct 2, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 5-year CDs pay nationwide
3,421 CDs at 3,040 banks and credit unions · checked Oct 22–25
- Typical
- 3.03%
- Top 10% from
- 4.05%
- Banks, typical
- 2.52%
- Credit unions, typical
- 3.25%
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