Credit union · NCUA insured
Affidian Credit Union CD Rates
Top CarrotAffidian Credit Union’s best CD rate is 4.25% APY on a 9-month share certificate (CD). Terms run from 5 months to 5 years. Rates checked October 22, 2026.
How Affidian Credit Union’s CD rates compare
Compared with banks and credit unions near Denver, CO, where Affidian Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Affidian Credit Union
3.80%APY
- Term
- 5 months
- Minimum
- $1,000
- Earns on $10,000
- $157
5-Month Promo Certificate
Top rate
Northern New Mexico School Employees Federal Credit Union
5.12%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $1,050
Northern New Mexico School Employees Federal Credit Union rates
2nd-highest rate
Nicolet National Bank
4.75%APY
- Term
- 60 months
- Minimum
- $2,500
- Earns on $10,000
- $2,612
Affidian Credit Union CD score
80
CD score
Higher than 52% of U.S. banks and credit unions
- 3–8 months3–8 mo3.80%
- 9–15 months9–15 mo3.40%
- 16–30 months16–30 mo3.20%
- 31–60 months31–60 mo3.45%
- QualifiedQualified3.80%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Affidian Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
9 Month Liberty CD
4.25%APY · 1 term
NEW MONEY. Rates effective as of March 1st, 2026. Fees may reduce earnings. May have a penalty for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 9 monthsRequires new money. Minimum balance $50,000 to pay dividends | 4.25% | — |
Sources (1)
- affidiancu.org/resources/tools/rates · captured Oct 15, 2026
5-Month Promo Certificate
3.80%APY · 1 term
Rates effective as of March 1st, 2026. Fees may reduce earnings. May have a penalty for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 5 monthsAdd-on feature. Minimum deposit of $1,000; minimum balance $1,000 to pay dividends | 3.80% | $157 |
Share Certificates
Up to 3.50%APY · 7 terms
Rates effective as of March 1st, 2026. Fees may reduce earnings. May have a penalty for early withdrawal. Terms ranging from 6 months to 5 years.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsAdd-on feature. Minimum balance $100 to pay dividends | 3.50% | $173 |
| 12 monthsAdd-on feature. Minimum balance $100 to pay dividends | 3.40% | $340 |
| 18 monthsMinimum balance $100 to pay dividends | 3.15% | $476 |
| 24 monthsMinimum balance $100 to pay dividends | 3.20% | $650 |
| 36 monthsMinimum balance $100 to pay dividends | 3.15% | $975 |
| 48 monthsMinimum balance $100 to pay dividends | 3.35% | $1,409 |
| 60 monthsMinimum balance $100 to pay dividends | 3.45% | $1,848 |
Sources (2)
All captured Oct 15, 2026
Special-purpose accounts
IRA Share Certificate
Up to 3.50%APY · 7 terms
Rates effective as of March 1st, 2026. Available as Traditional and Roth IRA. No setup fees; no monthly or annual maintenance fees. May have a penalty for early withdrawal. Funds can be used to purchase share certificates within IRA. $100 minimum deposit to open.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsAdd-on feature. Minimum balance $100 to pay dividends. $100 minimum deposit to open IRA | 3.50% | $173 |
| 12 monthsAdd-on feature. Minimum balance $100 to pay dividends. $100 minimum deposit to open IRA | 3.40% | $340 |
| 18 monthsMinimum balance $100 to pay dividends. $100 minimum deposit to open IRA | 3.15% | $476 |
| 24 monthsMinimum balance $100 to pay dividends. $100 minimum deposit to open IRA | 3.20% | $650 |
| 36 monthsMinimum balance $100 to pay dividends. $100 minimum deposit to open IRA | 3.15% | $975 |
| 48 monthsMinimum balance $100 to pay dividends. $100 minimum deposit to open IRA | 3.35% | $1,409 |
| 60 monthsMinimum balance $100 to pay dividends. $100 minimum deposit to open IRA | 3.45% | $1,848 |
Sources (2)
All captured Oct 15, 2026
Kids Piggy Bank CD
3.50%APY · 1 term
Rates effective as of March 1st, 2026. Fees may reduce earnings. May have a penalty for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months1 year add-on. Minimum balance $25 to pay dividends | 3.50% | $350 |
Sources (1)
- affidiancu.org/resources/tools/rates · captured Oct 15, 2026
Who can join Affidian Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Membership is open to current and retired employees of the State of Colorado or City/County Government.
Family and household
- Family members of current members are eligible for membership.
Membership information collected October 4, 2026.