Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1141–1155 of 4,640 results
- Metropolitan L FCUShare Certificate of DepositCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.67%APY$747 over 24 months on $10,000Requirements
Product: Dividends calculated daily, paid quarterly. Available terms: 3 to 60 months.
3.60% interest rate · Effective Jun 30, 2026
Rate checked
More details - KSW Federal Credit UnionShare CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.67%APY$747 over 24 months on $10,0003.60% interest rate · Effective Sep 25, 2026
Rate checked
More details - Ascension Credit UnionCertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.67%APY$747 over 24 months on $10,000Requirements
Product: Minimum deposit amount of $500.00. Early withdrawals are subject to penalty. Subject to membership eligibility.
3.61% interest rate
Rate checked
More details - City Credit UnionCertificate of DepositCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.67%APY$747 over 24 months on $10,000Requirements
Product: Rates reflect Annual Percentage Rate (APR). Early withdrawal penalties generally apply. Insured by NCUA up to $250,000.
Offer: Minimum balance $500.
3.60% interest rate · Effective Jan 1, 2026
Rate checked
More details - Panhandle First BankCertificates of DepositCD · 24 months · $1,000 min · 3.66%–3.71% by balance
Bank · Add a location to see nearby branches
3.66%APY$745 over 24 months on $10,000intro rateRequirements
Product: No setup or maintenance fees. Early withdrawal penalty applies. 10-day grace period at maturity.
Offer: Penalty for early withdrawal. Must maintain a balance of $1,000.00 to obtain APY.
Promotional rate · 3.60% interest rate
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $1,000 – $49,999Your amount 3.66% $50,000 and upFor CD amounts over $250,000, please contact the bank. 3.71% Rate checked
More details - 3.66%APY$745 over 24 months on $10,000
Requirements
Product: Minimum balance $500. Dividends compound monthly. Early withdrawal penalties apply (3 months interest for terms < 1 year, 6 months interest for terms >= 1 year). Co-op points can be used to increase rate.
3.60% interest rate · Effective Oct 5, 2026
Rate checked
More details - Navy Federal Credit UnionStandard CertificateCD · 24 months · $1,000 min · 3.66%–3.70% by balance
Credit union · Add a location to see nearby branches
3.66%APY$745 over 24 months on $10,000Effective Oct 22, 2026
Rate by balance
Rate by balance for Standard Certificate Balance APY $1,000 and upYour amount 3.66% $20,000 and up 3.66% $100,000 and up 3.70% Rate checked
More details - Treasury Department FCUCertificate AccountsCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.66%APY$745 over 24 months on $10,000Requirements
Product: A Share Savings Account is required to be a member of TDFCU. Compounded daily and credited monthly. Penalty imposed for early withdrawal before maturity.
Offer: Compounded daily, credited monthly. Early withdrawal penalty applies.
3.60% interest rate · Compounded daily · Effective Oct 1, 2025
Rate checked
More details - First Federal Savings BankCertificates of Deposit (CDs)CD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
3.66%APY$745 over 24 months on $10,000Requirements
Product: Early withdrawal penalties apply (90 days interest for terms <= 1 year; 180 days interest for terms > 1 year). Auto-renewable at interest rate in effect on renewal date.
Offer: Compounded monthly.
3.60% interest rate · Compounded monthly
Rate checked
More details - Members Credit UnionShare CertificatesCD · 24 months · $2,000 min
Credit union · Add a location to see nearby branches
3.66%APY$745 over 24 months on $10,000Requirements
Product: Early withdrawal penalties will substantially reduce stated APY by up to the equivalent of 180 days' dividends earned. Dividends paid monthly. Minimum deposit is $2,000 unless stated otherwise.
3.60% interest rate
Rate checked
More details - Strategic FCUShare CertificatesCD · 24 months · $1,500 min
Credit union · Add a location to see nearby branches
3.66%APY$745 over 24 months on $10,0003.60% interest rate
Rate checked
More details - CACL Federal Credit UnionShare CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.65%APY$743 over 24 months on $10,000Requirements
Product: Minimum deposit required to open an account $500.00 to earn stated APY. Fixed dividend rate and APY for the term. Dividends compounded and credited monthly. Penalty may be imposed for early withdrawal of principal. Requires $5 deposit into a Membership Savings Account.
3.59% interest rate · Effective Oct 21, 2026
Rate checked
More details - Minnesota FirstStandard Certificate of DepositCD · 24 months · $500 min
Bank · Add a location to see nearby branches
3.65%APY$743 over 24 months on $10,000Requirements
Product: Maximum certificate amount of $100,000. Interest compounded/credited at maturity for terms under 12 months, quarterly for 12 months or longer. Early withdrawal penalty applies (full certificate amount must be withdrawn).
Rate checked
More details - Mirastar Federal Credit UnionTerm Share CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.65%APY$743 over 24 months on $10,000Requirements
Product: Certificate accounts are subject to membership eligibility, terms, and fees. Early withdrawal penalty applies. Minimum opening balance to receive APY is $500. Automatically renews at maturity to existing term and certificate fixed rate unless withdrawn at maturity or within 6-day grace period. Earnings paid quarterly.
Offer: Fixed rate. Early withdrawal penalty applies. Automatic renewal at maturity.
3.60% interest rate · Effective Oct 13, 2026
Rate checked
More details - CSE Federal Credit UnionTerm Share CertificateCD · 24 months · $500 min · 3.55%–3.75% by balance
Credit union · Add a location to see nearby branches
3.65%APY$743 over 24 months on $10,000Requirements
Product: Certificate rates are locked in for the term selected. Early withdrawal penalty may apply.
Offer: Certificates Less Than $10,000. Early withdrawal penalty is 180 days of dividends.
Effective Sep 17, 2026
Rate by balance
Rate by balance for Term Share Certificate Balance APY $500 and up 3.55% $10,000 and upYour amountCertificates More Than $10,000. 3.65% $100,000 and upCertificates More Than $100,000. 3.75% Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What 2-year CDs pay nationwide
4,640 CDs at 4,046 banks and credit unions · checked Oct 22–25
- Typical
- 3.06%
- Top 10% from
- 4.07%
- Banks, typical
- 2.75%
- Credit unions, typical
- 3.25%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Popular DirectBank
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