Skip to content

Bank · FDIC insured

First Federal Savings Bank CD Rates

First Federal Savings Bank’s best CD rate is 3.66% APY on a 1-year CD. Terms run from 3 months to 2 years. Rates checked October 16, 2026.

How First Federal Savings Bank’s CD rates compare

Compared with banks and credit unions near Ottawa, IL, where First Federal Savings Bank has the most branches. $10,000, best rate first.

  • This bank’s best

    First Federal Savings Bank

    3.66%APY

    Term
    12 months
    Minimum
    $1,000
    Earns on $10,000
    $366

    Certificates of Deposit (CDs)

  • Top rate

    Woodforest National Bank

    4.25%APY

    Term
    9 months
    Minimum
    $500
    Earns on $10,000
    $317

    Woodforest National Bank rates

  • 2nd-highest rate

    Streator Onized Credit Union

    4.25%APY

    Term
    22 months
    Minimum
    $500
    Earns on $10,000
    $793

    Streator Onized Credit Union rates

Compare CD rates near you →

First Federal Savings Bank CD score

77

CD score

Higher than 44% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo3.61%
  • 9–15 months9–15 mo3.66%
  • 16–30 months16–30 mo3.66%
  • QualifiedQualified3.66%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where First Federal Savings Bank ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the bank’s website. Earnings assume the rate doesn’t change.

Opening an account

Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.

Visit institution website ↗Branches and institution details
← First Federal Savings Bank overview