Credit union · NCUA insured
Metropolitan L FCU CD Rates
Metropolitan L FCU’s best CD rate is 3.67% APY on a 6-month share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 16, 2026.
How Metropolitan L FCU’s CD rates compare
Compared with banks and credit unions near Chicago, IL-IN, where Metropolitan L FCU has the most branches. $10,000, best rate first.
This credit union’s best
Metropolitan L FCU
3.67%APY
- Term
- 6 months
- Minimum
- —
- Earns on $10,000
- $182
Share Certificate of Deposit
Top rate
Vicinity Credit Union
5.15%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $559
2nd-highest rate
Whiting Refinery Federal Credit Union
5.12%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,836
Metropolitan L FCU CD score
78
CD score
Higher than 45% of U.S. banks and credit unions
- 3–8 months3–8 mo3.67%
- 9–15 months9–15 mo3.56%
- 16–30 months16–30 mo3.67%
- QualifiedQualified3.67%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Metropolitan L FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate of Deposit
Up to 3.67%APY · 3 terms
Dividends calculated daily, paid quarterly. Available terms: 3 to 60 months.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.67% | $182 |
| 12 months | 3.56% | $356 |
| 24 months | 3.67% | $747 |
Sources (2)
All captured Oct 6, 2026
Special-purpose accounts
IRA CD (Certificate of Deposit)
3.67%APY · 1 term
Traditional IRA, Roth IRA and Coverdell Education savings accounts are available.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 24 months | 3.67% | $747 |
Who can join Metropolitan L FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is available to employees of sponsor companies named in the charter, including Chicago Metro 'L', Sanford Ink Corp., St. Elizabeth Hospital (now part of Resurrection Health Care), Service One, Ashley Quality Care, Local 880, Morse Automotive, Empire Today, Oak Park Residence, Family Home Care, Neighborhood Housing Service, and the Housing Authority of Cook County.
Family and household
- Membership is available to relatives of any current credit union member.
Membership information collected October 5, 2026.