Credit union · NCUA insured
CSE Federal Credit Union CD Rates
Top CarrotCSE Federal Credit Union’s best CD rate is 3.90% APY on a 7-year share certificate (CD). Terms run from 3 months to 7 years. Rates checked October 16, 2026.
How CSE Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Canton, OH, where CSE Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
CSE Federal Credit Union
3.80%APY
- Term
- 84 months
- Minimum
- $500
- Earns on $10,000
- $2,983
Term Share Certificate
Top rate
7 17 Credit Union
4.75%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,612
2nd-highest rate
First Federal Community Bank
4.44%APY
- Term
- 25 months
- Minimum
- $500
- Earns on $10,000
- $947
CSE Federal Credit Union CD score
81
CD score
Higher than 56% of U.S. banks and credit unions
By term
- 3–8 months3–8 mo3.25%
- 9–15 months9–15 mo3.70%
- 16–30 months16–30 mo3.65%
- 31–60 months31–60 mo3.65%
- QualifiedQualified3.70%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where CSE Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Term Share Certificate
Up to 3.80%APY · 11 terms
Certificate rates are locked in for the term selected. Early withdrawal penalty may apply.
| Term | APY · $500 and up | APY · $10,000 and up | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 3 monthsCertificates Less Than $10,000. Early withdrawal penalty is 90 days of dividends | 3.00% | — | — | 3.00% | $74 |
| 3 monthsCertificates More Than $10,000. Early withdrawal penalty is 90 days of dividends | — | 3.00% | — | 3.00% | $74 |
| 3 monthsCertificates More Than $100,000. Early withdrawal penalty is 90 days of dividends | — | — | 3.00% | —3.00% from $100k | — |
| 6 monthsCertificates Less Than $10,000. Early withdrawal penalty is 90 days of dividends | 3.25% | — | — | 3.25% | $161 |
| 6 monthsCertificates More Than $10,000. Early withdrawal penalty is 90 days of dividends | — | 3.25% | — | 3.25% | $161 |
| 6 monthsCertificates More Than $100,000. Early withdrawal penalty is 90 days of dividends | — | — | 3.25% | —3.25% from $100k | — |
| 12 monthsCertificates Less Than $10,000. Early withdrawal penalty is 90 days of dividends | 3.60% | — | — | 3.60% | $360 |
| 12 monthsCertificates More Than $10,000. Early withdrawal penalty is 90 days of dividends | — | 3.70% | — | 3.70% | $370 |
| 12 monthsCertificates More Than $100,000. Early withdrawal penalty is 90 days of dividends | — | — | 3.80% | —3.80% from $100k | — |
| 18 monthsCertificates Less Than $10,000. Early withdrawal penalty is 180 days of dividends | 3.50% | — | — | 3.50% | $530 |
| 18 monthsCertificates More Than $10,000. Early withdrawal penalty is 180 days of dividends | — | 3.60% | — | 3.60% | $545 |
| 18 monthsCertificates More Than $100,000. Early withdrawal penalty is 180 days of dividends | — | — | 3.70% | —3.70% from $100k | — |
| 24 monthsCertificates Less Than $10,000. Early withdrawal penalty is 180 days of dividends | 3.55% | — | — | 3.55% | $723 |
| 24 monthsCertificates More Than $10,000. Early withdrawal penalty is 180 days of dividends | — | 3.65% | — | 3.65% | $743 |
| 24 monthsCertificates More Than $100,000. Early withdrawal penalty is 180 days of dividends | — | — | 3.75% | —3.75% from $100k | — |
| 30 monthsCertificates Less Than $10,000. Early withdrawal penalty is 180 days of dividends | 3.40% | — | — | 3.40% | $872 |
| 30 monthsCertificates More Than $10,000. Early withdrawal penalty is 180 days of dividends | — | 3.50% | — | 3.50% | $898 |
| 30 monthsCertificates More Than $100,000. Early withdrawal penalty is 180 days of dividends | — | — | 3.60% | —3.60% from $100k | — |
| 36 monthsCertificates Less Than $10,000. Early withdrawal penalty is 365 days of dividends | 3.50% | — | — | 3.50% | $1,087 |
| 36 monthsCertificates More Than $10,000. Early withdrawal penalty is 365 days of dividends | — | 3.60% | — | 3.60% | $1,119 |
| 36 monthsCertificates More Than $100,000. Early withdrawal penalty is 365 days of dividends | — | — | 3.70% | —3.70% from $100k | — |
| 48 monthsCertificates Less Than $10,000. Early withdrawal penalty is 365 days of dividends | 3.55% | — | — | 3.55% | $1,497 |
| 48 monthsCertificates More Than $10,000. Early withdrawal penalty is 365 days of dividends | — | 3.65% | — | 3.65% | $1,542 |
| 48 monthsCertificates More Than $100,000. Early withdrawal penalty is 365 days of dividends | — | — | 3.75% | —3.75% from $100k | — |
| 60 monthsCertificates Less Than $10,000. Early withdrawal penalty is 365 days of dividends | 3.55% | — | — | 3.55% | $1,906 |
| 60 monthsCertificates More Than $10,000. Early withdrawal penalty is 365 days of dividends | — | 3.65% | — | 3.65% | $1,963 |
| 60 monthsCertificates More Than $100,000. Early withdrawal penalty is 365 days of dividends | — | — | 3.75% | —3.75% from $100k | — |
| 72 monthsCertificates Less Than $10,000. Early withdrawal penalty is 450 days of dividends | 3.65% | — | — | 3.65% | $2,400 |
| 72 monthsCertificates More Than $10,000. Early withdrawal penalty is 450 days of dividends | — | 3.75% | — | 3.75% | $2,472 |
| 72 monthsCertificates More Than $100,000. Early withdrawal penalty is 450 days of dividends | — | — | 3.85% | —3.85% from $100k | — |
| 84 monthsCertificates Less Than $10,000. Early withdrawal penalty is 450 days of dividends | 3.70% | — | — | 3.70% | $2,896 |
| 84 monthsCertificates More Than $10,000. Early withdrawal penalty is 450 days of dividends | — | 3.80% | — | 3.80% | $2,983 |
| 84 monthsCertificates More Than $100,000. Early withdrawal penalty is 450 days of dividends | — | — | 3.90% | —3.90% from $100k | — |
Sources (1)
- csefcu.com/personal-banking/account-rates · captured Sep 18, 2026
Special-purpose accounts
Fixed IRA
Up to 4.00%APY · 9 terms
Certificate rates are locked in for the term selected. Early withdrawal penalty may apply.
| Term | APY · $500 and up | APY · $10,000 and up | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 12 monthsIRAs Less Than $10,000 | 3.60% | — | — | 3.60% | $360 |
| 12 monthsIRAs More Than $10,000 | — | 3.70% | — | 3.70% | $370 |
| 12 monthsIRAs More Than $100,000 | — | — | 3.80% | —3.80% from $100k | — |
| 18 monthsIRAs Less Than $10,000 | 3.90% | — | — | 3.90% | $591 |
| 18 monthsIRAs More Than $10,000 | — | 4.00% | — | 4.00% | $606 |
| 18 monthsIRAs More Than $100,000 | — | — | 4.10% | —4.10% from $100k | — |
| 24 monthsIRAs Less Than $10,000 | 3.55% | — | — | 3.55% | $723 |
| 24 monthsIRAs More Than $10,000 | — | 3.65% | — | 3.65% | $743 |
| 24 monthsIRAs More Than $100,000 | — | — | 3.75% | —3.75% from $100k | — |
| 30 monthsIRAs Less Than $10,000 | 3.40% | — | — | 3.40% | $872 |
| 30 monthsIRAs More Than $10,000 | — | 3.50% | — | 3.50% | $898 |
| 30 monthsIRAs More Than $100,000 | — | — | 3.60% | —3.60% from $100k | — |
| 36 monthsIRAs Less Than $10,000 | 3.50% | — | — | 3.50% | $1,087 |
| 36 monthsIRAs More Than $10,000 | — | 3.60% | — | 3.60% | $1,119 |
| 36 monthsIRAs More Than $100,000 | — | — | 3.70% | —3.70% from $100k | — |
| 48 monthsIRAs Less Than $10,000 | 3.55% | — | — | 3.55% | $1,497 |
| 48 monthsIRAs More Than $10,000 | — | 3.65% | — | 3.65% | $1,542 |
| 48 monthsIRAs More Than $100,000 | — | — | 3.75% | —3.75% from $100k | — |
| 60 monthsIRAs Less Than $10,000 | 3.55% | — | — | 3.55% | $1,906 |
| 60 monthsIRAs More Than $10,000 | — | 3.65% | — | 3.65% | $1,963 |
| 60 monthsIRAs More Than $100,000 | — | — | 3.75% | —3.75% from $100k | — |
| 72 monthsIRAs Less Than $10,000 | 3.65% | — | — | 3.65% | $2,400 |
| 72 monthsIRAs More Than $10,000 | — | 3.75% | — | 3.75% | $2,472 |
| 72 monthsIRAs More Than $100,000 | — | — | 3.85% | —3.85% from $100k | — |
| 84 monthsIRAs Less Than $10,000 | 3.70% | — | — | 3.70% | $2,896 |
| 84 monthsIRAs More Than $10,000 | — | 3.80% | — | 3.80% | $2,983 |
| 84 monthsIRAs More Than $100,000 | — | — | 3.90% | —3.90% from $100k | — |
Sources (1)
- csefcu.com/personal-banking/account-rates · captured Oct 16, 2026
"Boost" Youth Certificate
3.70%APY · 1 term
For members of CSE who are younger than 18. Certificate rates are locked in for the term selected.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsYouth certificate | 3.70% | $370 |
Sources (1)
- csefcu.com/personal-banking/account-rates · captured Oct 16, 2026
Health Savings Account (HSA) Certificate
3.70%APY · 1 term
HSA certificate.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsHSA certificate | 3.70% | $370 |
Sources (1)
- csefcu.com/personal-banking/account-rates · captured Oct 16, 2026
Who can join CSE Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works (or regularly conducts business), worships, volunteers, or attends school in Stark, Summit, Portage, Tuscarawas, or Carroll Counties.
Family and household
- Immediate family members of current members (including spouse, child, sibling, parent, grandparent, grandchild, step-family, and adopted children) are eligible for membership.
Other ways
- Local businesses within Stark, Summit, Portage, Tuscarawas, or Carroll Counties are eligible for membership.
Cost to join
- A minimum deposit of $5 is required to open an account.
Membership information collected October 5, 2026.