Credit union · NCUA insured
Metropolitan L FCU
A $9.4M credit union headquartered in Oak Park, IL, with 1,097 members and 1 branch in Illinois. Best rates: CDs 3.67% and savings 0.10% APY.
Metropolitan L FCU Carrot Score
73
Carrot Score
Higher than 33% of U.S. banks and credit unions
#78 of 124 in Chicago, IL-IN metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Metropolitan L FCU
Metropolitan L Federal Credit Union is a member-owned institution based in Oak Park, Illinois, that was first organized on October 8, 1937.
- Headquarters
- 949 S Ridgeland Ave, Oak Park, IL 60304-2113
- NCUA charter
- 2370
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is available to employees of sponsor companies named in the charter, including Chicago Metro 'L', Sanford Ink Corp., St. Elizabeth Hospital (now part of Resurrection Health Care), Service One, Ashley Quality Care, Local 880, Morse Automotive, Empire Today, Oak Park Residence, Family Home Care, Neighborhood Housing Service, and the Housing Authority of Cook County.
Family and household
- Membership is available to relatives of any current credit union member.
Branches
1 branch in Illinois
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Illinois
1 branch
- Metropolitan "L" Federal Credit UnionMain office949 S Ridgeland Ave, Oak Park, IL 60304Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 16.96% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.38% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.45% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $22 | $59 | — |
- CapitalNet worth ratio16.96%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.38%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.45%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$22Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Metropolitan L FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.