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Credit union · NCUA insured

City Credit Union CD Rates

City Credit Union’s best CD rate is 4.03% APY on a 6-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.

How City Credit Union’s CD rates compare

Compared with banks and credit unions near Kansas City, MO-KS, where City Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    City Credit Union

    4.03%APY

    Term
    6 months
    Minimum
    $500
    Earns on $10,000
    $200

    Certificate of Deposit

  • Top rate

    Community National Bank

    5.09%APY

    Term
    60 months
    Minimum
    $1,000
    Earns on $10,000
    $2,818

    Community National Bank rates

  • 2nd-highest rate

    North American Savings Bank

    5.00%APY

    Term
    7 months
    Minimum
    $5,000
    Earns on $10,000
    $289

    North American Savings Bank rates

Compare CD rates near you →

City Credit Union CD score

87

CD score

Higher than 78% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo4.03%
  • 9–15 months9–15 mo3.87%
  • 16–30 months16–30 mo3.77%
  • 31–60 months31–60 mo3.61%
  • QualifiedQualified4.03%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where City Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join City Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Membership is open to people who live or work in Jackson County.

Employers and groups

  • Membership is open to employees of any Missouri-chartered credit union.
  • Membership is open to employees of Barbour Concrete.
  • Membership is open to employees of Comcast.
  • Membership is open to employees of Eskew’s Fine Jewelers.
  • Membership is open to employees of Fike Corporation.
15 more ways to join

Employers and groups

  • Membership is open to employees of GE Transportation Systems.
  • Membership is open to employees of Government Employees Hospital Association.
  • Membership is open to employees of Missouri Corporate Credit Union.
  • Membership is open to employees of Watco Manufacturing.

Military, government and schools

  • Membership is open to employees of Sunshine Center School.
  • Membership is open to employees of Central Jackson County Fire Protection District.
  • Membership is open to employees of City of Blue Springs.
  • Membership is open to employees of City of Grain Valley.
  • Membership is open to employees of City of Independence.
  • Membership is open to employees of City of Independence Housing Authority.
  • Membership is open to employees of City of Oak Grove.
  • Membership is open to employees of City of Sugar Creek.
  • Membership is open to employees of Little Blue Valley Sewer District.
  • Membership is open to employees of Mid-Continent Public Library.

Family and household

  • Membership is open to immediate family members of any current City Credit Union account holder.

Cost to join

  • A minimum deposit of $5.00 into a Share Savings account is required to establish membership.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details
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