Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 91–105 results
- Educational Systems Federal Credit UnionCertificateCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
4.20%APY$313 over 9 months on $10,000intro rateRequirements
Product: Regular (non-Jumbo) Certificate. Membership required. $500 minimum to open except 11-month promotional Certificate. Dividends compounded and credited quarterly except the 11-month promotion (monthly). Additional deposits not permitted after opening. Automatically renews at maturity. Star Member is a member with $25,000 in combined deposits and/or loans; Business and Association accounts are not eligible.
Offer: Standard (non-Star) rate. Membership required. Dividends compounded and credited quarterly. Additional deposits not permitted after opening. Automatically renewed.
Promotional rate · 4.14% interest rate · Effective Oct 19, 2026
Rate checked
More details - Heritage Community Credit UnionShare CertificatesCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
4.20%APY$313 over 9 months on $10,000intro rateRequirements
Product: Minimum opening deposit $1,000.
Offer: 9 Month Special
Promotional rate · 4.12% interest rate · Effective Oct 14, 2026
Rate checked
More details - Leader BankCertificates of DepositCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
4.20%APY$313 over 9 months on $10,0004.18% interest rate · Balance cap $5,000,000 · Effective Oct 15, 2026
Rate checked
More details - EastRise Credit UnionFixed-Rate CertificatesCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
4.20%APY$313 over 9 months on $10,000intro rateRequirements
Product: Early withdrawal penalties may apply to certificates. Fees may reduce earnings. Minimum to open is $500. Add-on deposit option is not available.
Offer: The 9-month Certificate Special is available with new money only (funds not currently on deposit at EastRise). Offered for a limited time and will renew to the 1-year term at maturity.
Promotional rate · Effective Oct 14, 2026
Rate checked
More details - MemberSource Credit Union9-Month Share CertificateCD · 9 months · $5,000 min
Credit union · Add a location to see nearby branches
4.20%APY$313 over 9 months on $10,000intro rateRequirements
Product: Limited-time promotional offer valid starting July 10th. Membership account must be opened and funds must be new deposits from another source. Not available on Term Share IRA Certificates.
Offer: Promotional rate. $5,000 minimum deposit of new money to MSCU required.
Promotional rate
Rate checked
More details - Central State BankCertificates of DepositCD · 9 months · $1,500 min
Bank · Add a location to see nearby branches
4.20%APY$313 over 9 months on $10,000intro rateRequirements
Product: Early withdrawal penalty fees may apply on Certificates of Deposits 6 to 60 months. No maintenance fees. Accounts automatically renew.
Offer: Special CD term
Promotional rate · 4.15% interest rate · Effective Sep 28, 2026
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More details - Kerndt Brothers Savings BankCertificates of DepositsCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
4.20%APY$313 over 9 months on $10,000Requirements
Product: Terms available from 182 days to 60 months. Interest is calculated using the daily balance method and is compounded and credited quarterly. Early withdrawal penalties may apply.
Effective Oct 5, 2026
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More details - UMB BankTime Deposit Account Special OffersCD · 9 months · $500 min
Bank · Add a location to see nearby branches
4.20%APY$313 over 9 months on $10,000intro rateRequirements
Product: Not available for individual retirement or business accounts. A penalty will be imposed on early withdrawals. For new customers, requires at least $500 new money. For existing customers, requires at least $500 of which $0.75 of every $1.00 is new money.
Offer: Balances under $100k. Requires $500 minimum new money deposit for new customers, or $0.75 per $1.00 new money for existing customers.
Promotional rate · 4.18% interest rate · Balance cap $99,999.99 · Effective Oct 5, 2026
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More details - Oklahoma Capital BankCertificates of DepositCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
4.20%APY$313 over 9 months on $10,0004.12% interest rate · Effective Sep 25, 2026
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More details - Frontier State BankCertificates of DepositCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
4.20%APY$313 over 9 months on $10,000Requirements
Product: May be subject to an early withdrawal penalty. Rates may change after account is opened without prior notice. Fees could reduce earnings on account.
Offer: CD only
4.12% interest rate · Effective Sep 25, 2026
Rate checked
More details - Beverly Municipal Federal Credit UnionTerm Share CertificatesCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
4.20%APY$313 over 9 months on $10,000intro rateRequirements
Product: Membership required. Personal accounts only. Rates are locked for the full term and do not change after opening or renewal. Dividends are compounded monthly on accounts with a minimum $100 average daily balance. Early withdrawal penalties apply.
Offer: 9 Month Special.
Promotional rate · 4.12% interest rate · Compounded monthly · Effective Oct 5, 2026
Rate checked
More details - Commonwealth Credit UnionCertificateCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
4.20%APY$313 over 9 months on $10,000Requirements
Product: Dividends compounded and credited monthly. Fixed dividend rate and APY for the term. Assumes dividends remain on deposit until maturity. Substantial penalty for early withdrawal. Automatically renewable with a 10-day grace period. After account opening, additional deposits are not permitted. $10,000 required for monthly dividend check.
4.12% interest rate · Effective Oct 1, 2026
Rate checked
More details - First Financial Federal Credit UnionShare CertificateCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
4.20%APY$313 over 9 months on $10,000with conditionsRequirements
Product: Dividends compounded daily and credited monthly. 10-calendar-day grace period with automatic renewal upon maturity. Early withdrawal penalties apply. Option for bump-up after 6 months on 18-, 24-, and 36-month certificates.
Offer: Must meet Better Rewards Checking eligibility requirements at the time of opening or renewing.
Qualified rate · 4.11% interest rate · Compounded daily · Effective Oct 2, 2026
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More details - CIBC Bank USACIBC Agility Certificate of Deposit (CD)CD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
4.20%APY$313 over 9 months on $10,000Requirements
Product: Available online only. Applicants must have a current U.S. home address (excluding U.S. territories, except Puerto Rico), SSN, valid U.S. driver's license or state ID, and be 18 years or older. Early withdrawal penalty of 30 days simple interest may apply. No monthly account maintenance fees.
Offer: Interest compounds and credits monthly. 30-day simple interest early withdrawal penalty.
4.12% interest rate · Balance cap $5,000,000
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More details - OceanFirst Bank9 Month CD SpecialCD · 9 months · $5,000 min
Bank · Add a location to see nearby branches
4.18%APY$312 over 9 months on $10,000with conditionsRequirements
Product: Limited-time offer for new deposit customers, loan-only customers, or employees of OceanFirst Bank. Requires new money not currently on deposit at OceanFirst Bank. Automatically renews for a 9-month term at published non-special rate. Penalty for early withdrawal may apply. Government accounts excluded.
Offer: Promotional APY increase and $250,000 maximum funding amount available if opening a non-interest FreeStyle Checking or Community Business Checking account within 60 days of certificate opening date (employees may open any OceanFirst checking account).
Qualified rate · 4.10% interest rate · Balance cap $250,000
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 9-month CDs pay nationwide
1,352 CDs at 1,182 banks and credit unions · checked Oct 15–22
- Typical
- 3.50%
- Top 10% from
- 4.10%
- Banks, typical
- 3.39%
- Credit unions, typical
- 3.55%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank