Bank · FDIC insured
Leader Bank CD Rates
Top CarrotLeader Bank’s best CD rate is 4.35% APY on a 15-month CD. Terms run from 3 months to 5 years. Rates checked October 17, 2026.
How Leader Bank’s CD rates compare
Compared with banks and credit unions near Boston, MA-NH, where Leader Bank has the most branches. $10,000, best rate first.
This bank’s best
Leader Bank
4.35%APY
- Term
- 15 months
- Minimum
- $1,000
- Earns on $10,000
- $547
Certificates of Deposit
Top rate
RiverWorks Credit Union
4.80%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $237
2nd-highest rate
Arise Financial
4.75%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,494
Leader Bank CD score
97
CD score
Higher than 99% of U.S. banks and credit unions
- 3–8 months3–8 mo4.20%
- 9–15 months9–15 mo4.35%
- 16–30 months16–30 mo4.35%
- 31–60 months31–60 mo4.35%
- QualifiedQualified4.35%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Leader Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.35%APY · 17 terms
| Term | APY · $1,000 – $5,000,000 | APY · $1,000 – $250,000 | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 months | 3.85% | — | 3.85% | $95 |
| 4 months | 3.95% | — | 3.95% | $130 |
| 6 months | 4.20% | — | 4.20% | $208 |
| 6 monthsExclusive High-Yield CD Offer in CT; open online from anywhere in CT | — | 4.20% | 4.20% | $208 |
| 8 months | 4.20% | — | 4.20% | $278 |
| 9 months | 4.20% | — | 4.20% | $313 |
| 10 months | 4.20% | — | 4.20% | $349 |
| 12 months | 4.25% | — | 4.25% | $425 |
| 12 monthsExclusive High-Yield CD Offer in CT; open online from anywhere in CT | — | 4.25% | 4.25% | $425 |
| 14 months | 4.25% | — | 4.25% | $498 |
| 15 months | 4.35% | — | 4.35% | $547 |
| 15 monthsConnecticut CD Offer; open online from anywhere in CT | — | 4.35% | 4.35% | $547 |
| 18 months | 4.35% | — | 4.35% | $660 |
| 18 monthsAdvertised CD offer; maximum deposit $250,000 | — | 4.35% | 4.35% | $660 |
| 21 monthsLimit of $5,000,000 | 4.35% | — | 4.35% | $774 |
| 24 months | 4.35% | — | 4.35% | $889 |
| 24 monthsAdvertised CD offer; maximum deposit $250,000 | — | 4.35% | 4.35% | $889 |
| 25 months | 4.35% | — | 4.35% | $928 |
| 30 months | 4.35% | — | 4.35% | $1,123 |
| 36 months | 4.35% | — | 4.35% | $1,363 |
| 36 monthsAdvertised CD offer; maximum deposit $250,000 | — | 4.35% | 4.35% | $1,363 |
| 48 months | 4.35% | — | 4.35% | $1,857 |
| 60 months | 4.35% | — | 4.35% | $2,373 |
Sources (3)
All captured Oct 15, 2026
Homeowner CD
4.00%APY · 1 term
New money only. Only one CD per household; business entities are not eligible. Earns 4.00% APY plus an additional 4.00% annualized bonus (8.00% effective annualized return) if client applies for a first lien closed end mortgage loan with Leader Bank on or after December 25, 2025, and closes on or before the initial 6-month maturity date.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsBase rate. New money only. Maximum deposit $100,000. One CD per household | 4.00% | $198 |
Sources (1)
- leaderbank.com/personal/cds · captured Oct 15, 2026
Special-purpose accounts
IRA Certificate of Deposit
4.35%APY · 1 term
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 21 monthsLimit of $5,000,000 | 4.35% | $774 |
Sources (2)
All captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.