Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 991–1005 results
- Indiana Heartland FCUShare CertificateCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
2.59%APY$194 over 9 months on $10,000Requirements
Product: CDs subject to penalty for early withdrawal. Minimum deposit of $500.
Effective Sep 30, 2026
Rate checked
More details - Bath SavingsThe 9 Month No-Penalty CDCD · 9 months · $500 min
Bank · Add a location to see nearby branches
2.58%APY$193 over 9 months on $10,000Requirements
Product: Penalty of 7 days interest if closed prior to 7 days. After first 7 days, 2 partial withdrawals permitted without penalty and without closing account.
Effective Oct 16, 2026
Rate checked
More details - Dixie Line CUSHARE CERTIFICATE OF DEPOSITCD · 9 months · $1,000 min · 2.58%–3.05% by balance
Credit union · Add a location to see nearby branches
2.58%APY$193 over 9 months on $10,000Requirements
Product: Effective as of 1/01/2026. Contact Member Services for Special Promotional Offers for New Money Certificates.
Offer: Term: 9 MONTH CERTIFICATE. Minimum Deposit: $1000. Balance tier: 1000 to less than 100000.
2.55% interest rate · Effective Jan 1, 2026
Rate by balance
Rate by balance for SHARE CERTIFICATE OF DEPOSIT Balance APY $1,000 and upYour amount 2.58%* $100,000 and up 3.05%* Rate checked
More details - Capstone Federal Credit UnionCertificatesCD · 6–12 months · $1,000 min
Credit union · Add a location to see nearby branches
2.53%APYRequirements
Product: Minimum opening deposit and balance to earn interest is $1,000. Early withdrawal penalty applies. Institutional and Public Funds are not eligible; members are eligible.
Offer: Term is 180 to 364 Days.
2.50% interest rate · Effective Sep 21, 2026
Rate checked
More details - PostCity Financial Credit UnionRegular Share CertificateCD · 9 months · $2,000 min
Credit union · Add a location to see nearby branches
2.53%APY$189 over 9 months on $10,000Requirements
Product: Must maintain Regular Share Account. Requires maintaining a minimum average daily balance of $2,000 to obtain APY and avoid closure. Early withdrawal penalties apply.
2.50% interest rate · Effective Oct 1, 2026
Rate checked
More details - Preferred Credit UnionRegular CDsCD · 9 months · 2.43%–2.53% by balance
Credit union · Add a location to see nearby branches
2.53%APY$189 over 9 months on $10,000Effective Jun 1, 2026
Rate by balance
Rate by balance for Regular CDs Balance APY Any balance 2.43% $10,000 and upYour amount 2.53% Rate checked
More details - R.I.A. Federal Credit UnionShare CertificateCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
2.53%APY$189 over 9 months on $10,000Requirements
Product: $500 deposit required to open; $500 daily balance required to earn dividends. Penalties may be imposed for early withdrawal. Fees may reduce earnings. Deposits insured up to $500,000 ($250,000 NCUA + $250,000 Excess Share Insurance). Rates may change at maturity.
Offer: Dividend frequency: Monthly.
2.50% interest rate · Effective Mar 23, 2026
Rate checked
More details - Harrison Building and LoanCertificates of DepositCD · 9 months · $2,500 min
Bank · Add a location to see nearby branches
2.51%APY$188 over 9 months on $10,000Requirements
Product: Terms ranging from 91 days to 5 years with interest paid quarterly. Penalties may be imposed for early withdrawal. Fees could reduce earnings on the account.
2.50% interest rate · Effective Dec 23, 2025
Rate checked
More details - Affinity One Federal Credit UnionTerm Share CertificatesCD · 6–11 months · $1,000 min
Credit union · Add a location to see nearby branches
2.50%APYRequirements
Product: Minimum deposit of $1,000 for standard CD. Dividends compounded and credited monthly. Early withdrawal penalties may apply.
Rate checked
More details - Genesee Regional BankCertificates of Deposit (CDs)CD · 6–11 months · $500 min
Bank · Add a location to see nearby branches
2.50%APYwith conditionsRequirements
Product: Deposits are FDIC insured up to $250,000 per depositor. A penalty may be imposed for early withdrawal. Fees could reduce earnings.
Offer: Term: 6 to 11 Months.
Qualified rate · 2.47% interest rate · Effective Sep 25, 2026
Rate checked
More details - Shore United BankCertificates of Deposit (CDs)CD · 6–11 months · $500 min
Bank · Add a location to see nearby branches
2.50%APYRequirements
Product: Fixed rate. Rates and minimum balance may vary by term. Early withdrawal penalties apply.
Offer: Fixed rate. Any withdrawal(s) from the account during the term will be subject to a penalty of 90 days of interest. Fees could reduce earnings.
2.47% interest rate · Effective Jun 25, 2026
Rate checked
More details - Peoples Security Bank & TrustRelationship Certificates of DepositCD · 9 months · $1,000 min · 2.50%–3.30% by balance
Bank · Add a location to see nearby branches
2.50%APY$187 over 9 months on $10,000with conditionsRequirements
Product: Relationship CDs require active checking with direct deposit, online banking, debit card. Minimum opening $1,000. Accurate as of 2026-10-23.
Offer: 9 Month Relationship Tier 1
Qualified rate · 2.48% interest rate · Effective Oct 23, 2026
Rate by balance
Rate by balance for Relationship Certificates of Deposit Balance APY Up to $50,000Your amount 2.50% $50,000 – $100,0009 Month Relationship Tier 2 2.95% $100,000 – $250,0009 Month Relationship Tier 3 3.10% $250,000 – $1,000,0009 Month Relationship Tier 4 3.30% Rate checked
More details - Cardinal Credit UnionCertificates of DepositsCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
2.50%APY$187 over 9 months on $10,000Requirements
Product: Dividends are paid monthly on all savings products. Penalty for early withdrawal. $500 minimum deposit on Certificates, $5,000 minimum deposit for Promotional Certificates.
Offer: Penalty assessed for early withdrawal.
2.47% interest rate
Rate checked
More details - Huntington BankFixed Rate Certificate of DepositCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
2.50%APY$187 over 9 months on $10,000intro rateRequirements
Product: Rate based on ZIP code 43215. Minimum opening deposit is $1,000. For accounts less than $100,000. Early withdrawal penalty applies. Not valid with other offers, no rate exceptions. Not available for brokers, agents, public entities, or financial institutions.
Offer: Promotional rate. Account balance less than $100,000. Early withdrawal penalty applies.
Promotional rate · 2.47% interest rate · Effective Oct 23, 2026
Rate checked
More details - West Shore BankCertificates of Deposit (CDs)CD · 9 months · $500 min
Bank · Add a location to see nearby branches
2.50%APY$187 over 9 months on $10,000Requirements
Product: No monthly fees. Minimum balance to open is $500. Daily balance required to obtain APY.
2.48% interest rate · Effective Mar 16, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What 9-month CDs pay nationwide
1,356 CDs at 1,183 banks and credit unions · checked Oct 22–24
- Typical
- 3.50%
- Top 10% from
- 4.10%
- Banks, typical
- 3.40%
- Credit unions, typical
- 3.56%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank