Credit union · NCUA insured
Cardinal Credit Union
A $354.3M credit union headquartered in Mentor, OH, with 23,771 members and 12 branches in Ohio. Best rates: CDs 4.50% and savings 0.50% APY.
Cardinal Credit Union Carrot Score
76
Carrot Score
Higher than 41% of U.S. banks and credit unions
#32 of 60 in Cleveland, OH metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Cardinal Credit Union
Cardinal Credit Union is headquartered in Mentor, Ohio.
- Headquarters
- 8500 Westport Dr, Mentor, OH 44060
- NCUA charter
- 68707
Branches
12 branches in Ohio
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Ohio
12 branches
Cleveland area · 11
- Main OfficeMain office8500 Westport Dr, Mentor, OH 44060Directions
- Ashtabula Branch625 Lake Ave, Ashtabula, OH 44004Directions
- Notre Dame Cathedral Latin High School13000 Auburn Rd, Chardon, OH 44024Directions
- Mayfield Branch1220 Som Center Rd Unit A, Cleveland, OH 44124Directions
- Eastlake North High School34041 Stevens Blvd, Eastlake, OH 44095Directions
- Lakeland Community College7700 Clocktower Dr Bldg A, Kirtland, OH 44094Directions
- Lake Catholic High School6733 Reynolds Rd, Mentor, OH 44060Directions
- Mentor Ave8870 Mentor Ave, Mentor, OH 44060Directions
- Mentor High School6477 Center St, Mentor, OH 44060Directions
- Willoughby Branch37203 Euclid Ave, Willoughby, OH 44094Directions
- Willoughby South High School4900 Shankland Rd, Willoughby, OH 44094Directions
Youngstown area · 1
- Canfield Branch6458 S Raccoon Rd Unit 1, Canfield, OH 44406Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.00% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.11% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.32% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $84 | $76 | — |
- CapitalNet worth ratio10.00%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.11%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.32%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$84Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Cardinal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.