Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 961–975 of 3,412 results
- Community Resource Federal Credit UnionShare CertificateCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.55%APY$1,906 over 60 months on $10,000Requirements
Product: Minimum to open and obtain APY is $500. Early withdrawal penalty applies. Dividends compounded and posted monthly. Share certificates automatically renew at maturity.
Offer: Dividends compounded and posted monthly. Early withdrawal penalty applies.
3.49% interest rate
Rate checked
More details - SNIFCUShare CertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.55%APY$1,906 over 60 months on $10,000Requirements
Product: Guaranteed fixed quarterly dividends. Substantial penalty for early withdrawal. Fees may reduce earnings on account. Membership required (enrolled member or employee of Seneca Nation of Indians or affiliates, or immediate family/household).
3.50% interest rate
Rate checked
More details - Holy Rosary Credit UnionTraditional CDsCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.55%APY$1,906 over 60 months on $10,000Requirements
Product: Minimum opening deposit of $1,000. Certificate dividends are earned at the applicable term's fixed rate until maturity. Subject to penalty for early withdrawal. Membership eligibility required.
Offer: Assumes dividends are reinvested and the rate continues for a year. Early withdrawal penalty may apply.
3.49% interest rate · Effective Feb 1, 2025
Rate checked
More details - First Entertainment Credit UnionTerm Savings CertificatesCD · 60 months · $1,000 min · 3.55%–3.85% by balance
Credit union · Add a location to see nearby branches
3.55%APY$1,906 over 60 months on $10,000intro rateRequirements
Product: Must be a member or qualify for membership to open a certificate. Federally Insured by NCUA.
Promotional rate
Rate by balance
Rate by balance for Term Savings Certificates Balance APY $1,000 and upYour amount 3.55% $25,000 and up 3.70% $100,000 and up 3.85% Rate checked
More details - National JACL Credit UnionShare Certificates - RegularCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.55%APY$1,906 over 60 months on $10,000Requirements
Product: Membership required ($50.00 minimum share purchase). Federally insured by NCUA.
Effective Feb 1, 2026
Rate checked
More details - Bank of Star ValleyCertificates of DepositCD · 60 months · $250 min
Bank · Add a location to see nearby branches
3.55%APY$1,906 over 60 months on $10,000Requirements
Product: Early withdrawal penalties apply.
Offer: Early withdrawal penalty may apply.
3.50% interest rate
Rate checked
More details - Cottonwood Community Federal Credit UnionTerm CertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.55%APY$1,906 over 60 months on $10,000Requirements
Product: $500.00 minimum balance on all Term Certificates. Dividends paid quarterly from certificate origination or renewal date. Early withdrawal penalties may apply.
Offer: Dividends paid quarterly from certificate origination or renewal date.
3.50% interest rate · Effective Dec 1, 2025
Rate checked
More details - Latah Credit UnionCertificates of Deposit (CDs)CD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.55%APY$1,903 over 60 months on $10,000Requirements
Product: No setup or maintenance fees. Early withdrawals subject to penalty. Renews automatically upon maturity after 10-day grace period.
Offer: Compounded/paid quarterly
3.50% interest rate · Effective Sep 24, 2026
Rate checked
More details - 1NB BankCertificates of DepositCD · 60 months · $1,000 min
Bank · Add a location to see nearby branches
3.54%APY$1,900 over 60 months on $10,000Requirements
Product: Available to all individuals. Must deposit $1,000.00 to open. Additional deposits not permitted. Interest compounded quarterly and credited quarterly. Automatically renews for a term set by the bank. Early withdrawal penalty applies.
Offer: Assumes principal and interest remain on deposit for term. Compounded quarterly and credited quarterly.
3.50% interest rate · Compounded quarterly · Effective Jan 13, 2026
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More details - Dubois-Pike Federal Credit UnionShare CertificatesCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.54%APY$1,900 over 60 months on $10,000Requirements
Product: Available to members of Dubois-Pike Federal Credit Union. Membership savings account required. Not eligible for online opening. Penalty for early withdrawal. Non-renewable.
Offer: Penalty for early withdrawal. Non-renewable. Membership savings account required. Not eligible for online opening.
3.50% interest rate · Effective Jul 18, 2025
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More details - Southeast Michigan State EFCUCertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.54%APY$1,900 over 60 months on $10,000Requirements
Product: Minimum balance: $500. Dividends calculated daily, paid quarterly. Available terms: 3 to 60 months. Monthly/Quarterly Low Balance Fees are Assessed on Accounts if the Actual Balance Falls Below $100 During the Period. Applicable Fees Assessed Against an Account May Reduce Earnings.
3.50% interest rate · Balance cap $49,999.99
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More details - St. Ansgar State BankCertificates of DepositCD · 60 months · $5,000 min
Bank · Add a location to see nearby branches
3.53%APY$1,894 over 60 months on $10,000Requirements
Product: Minimum investment amount is usually $1,000. Interest payments vary with term. Early withdrawal penalties apply.
Offer: Penalty equals 360 days of interest.
3.50% interest rate · Effective Sep 1, 2026
Rate checked
More details - First National Bank in Okawville, ILCertificates of DepositCD · 60 months · $500 min
Bank · Add a location to see nearby branches
3.53%APY$1,894 over 60 months on $10,000intro rateRequirements
Product: Substantial penalty on early withdrawal. Rates effective October 21, 2026 through October 27, 2026. Rates subject to change.
Offer: Term: 60 Month. Minimum Balance to Obtain APY: $500.
Promotional rate · 3.50% interest rate · Effective Oct 21, 2026
Rate checked
More details - Iowa Falls State BankCertificate of DepositCD · 60 months · $1,000 min
Bank · Add a location to see nearby branches
3.53%APY$1,894 over 60 months on $10,000intro rateRequirements
Product: Certificates under 6 month terms compound at maturity, all other certificates compound semi-annually. Early withdrawal penalties may apply. Above CDs auto renew at the current 12 month CD term and interest rate.
Promotional rate · 3.50% interest rate
Rate checked
More details - Beach Municipal Federal Credit UnionShare CertificateCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.53%APY$1,894 over 60 months on $10,000Requirements
Product: Terms ranging from 91 days to 60 months. Minimum investment of $500. Declared minimum balance is required to both open the account and earn the stated APY. Early withdrawal penalties may apply. Rates are subject to change at any time.
3.48% interest rate · Effective Jan 27, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 5-year CDs pay nationwide
3,412 CDs at 3,032 banks and credit unions · checked Oct 22–24
- Typical
- 3.03%
- Top 10% from
- 4.05%
- Banks, typical
- 2.52%
- Credit unions, typical
- 3.25%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank