Bank · FDIC insured
First National Bank in Okawville, IL CD Rates
First National Bank in Okawville, IL’s best CD rate is 3.73% APY on a 6-month CD. Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How First National Bank in Okawville, IL’s CD rates compare
Compared with banks and credit unions in Illinois, where First National Bank in Okawville, IL has the most branches. $10,000, best rate first.
This bank’s best
First National Bank in Okawville, IL
3.73%APY
- Term
- 6 months
- Minimum
- —
- Earns on $10,000
- $187
Certificates of Deposit
Top rate
Vicinity Credit Union
5.15%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $559
2nd-highest rate
First Eagle Federal Credit Union
5.00%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $500
First National Bank in Okawville, IL CD score
80
CD score
Higher than 52% of U.S. banks and credit unions
- 3–8 months3–8 mo3.73%
- 9–15 months9–15 mo3.73%
- 16–30 months16–30 mo3.12%
- 31–60 months31–60 mo3.53%
- QualifiedQualified3.73%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First National Bank in Okawville, IL ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.73%APY · 8 terms
Substantial penalty on early withdrawal. Rates effective September 23, 2026 through September 29, 2026. Rates subject to change.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsTerm: 182 Day. Minimum Balance to Obtain APY: $500 | 3.73% | $187 |
| 12 monthsTerm: 12 Month. Minimum Balance to Obtain APY: $500 | 3.73% | $373 |
| 18 monthsTerm: 18 Month. Minimum Balance to Obtain APY: $500 | 2.77% | $418 |
| 24 monthsTerm: 24 Month. Minimum Balance to Obtain APY: $500 | 3.02% | $613 |
| 30 monthsTerm: 30 Month. Minimum Balance to Obtain APY: $500 | 3.12% | $798 |
| 36 monthsTerm: 36 Month. Minimum Balance to Obtain APY: $500 | 3.17% | $981 |
| 48 monthsTerm: 48 Month. Minimum Balance to Obtain APY: $500 | 3.28% | $1,378 |
| 60 monthsTerm: 60 Month. Minimum Balance to Obtain APY: $500 | 3.53% | $1,894 |
Sources (1)
- fnbokaw.com/rates · captured Sep 25, 2026
Special-purpose accounts
Individual Retirement Accounts Certificates
Up to 3.63%APY · 3 terms
Substantial penalty on early withdrawal of IRA Certificates. Rates effective September 23, 2026 through September 29, 2026. Rates subject to change.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 monthsTerm: 18 Month Certificate. Minimum Balance to obtain APY: $500 | 2.87% | $434 |
| 36 monthsTerm: 36 Month Certificate. Minimum Balance to obtain APY: $500 | 3.28% | $1,017 |
| 60 monthsTerm: 60 Month Certificate. Minimum Balance to obtain APY: $500 | 3.63% | $1,952 |
Sources (1)
- fnbokaw.com/rates · captured Sep 25, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.