Credit union · NCUA insured
National JACL Credit Union
A $39.2M credit union headquartered in Millcreek, UT, with 3,088 members and 2 branches in Utah. Best rates: CDs 3.55% and savings 0.30% APY.
National JACL Credit Union Carrot Score
80
Carrot Score
Higher than 50% of U.S. banks and credit unions
#28 of 43 in Salt Lake City, UT metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About National JACL Credit Union
National JACL Credit Union is based in Salt Lake City, Utah, and was started in 1943 as a state-chartered credit union.
It was originally sponsored and chartered by Japanese American Citizens League members to help assimilate Japanese Americans back into society following World War II internment.
- Headquarters
- 3776 S Highland Dr, Millcreek, UT 84106-3270
- NCUA charter
- 67005
Branches
2 branches in Utah
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Utah
2 branches
- National JACL Credit UnionMain office3776 S Highland Dr, Millcreek, UT 84106Directions
- Jordan Credit Union1750 W 11400 S, South Jordan, UT 84095Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.69% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.71% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -0.07% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $63 | $59 | — |
- CapitalNet worth ratio9.69%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.71%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-0.07%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$63Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of National JACL Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.