Credit union · NCUA insured
National JACL Credit Union CD Rates
National JACL Credit Union’s best CD rate is 3.55% APY on a 5-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How National JACL Credit Union’s CD rates compare
Compared with banks and credit unions near Salt Lake City, UT, where National JACL Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
National JACL Credit Union
3.55%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $1,906
Share Certificates - Regular
Top rate
Comenity Capital Bank
4.85%APY
- Term
- 18 months
- Minimum
- $1,500
- Earns on $10,000
- $736
2nd-highest rate
Sallie Mae
4.75%APY
- Term
- 60 months
- Minimum
- $2,500
- Earns on $10,000
- $2,612
National JACL Credit Union CD score
76
CD score
Higher than 42% of U.S. banks and credit unions
- 3–8 months3–8 mo3.50%
- 9–15 months9–15 mo3.50%
- 16–30 months16–30 mo3.10%
- 31–60 months31–60 mo3.55%
- QualifiedQualified3.55%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where National JACL Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates - Regular
Up to 3.55%APY · 7 terms
Membership required ($50.00 minimum share purchase). Federally insured by NCUA.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.50% | $173 |
| 12 months | 3.50% | $350 |
| 18 months | 3.10% | $469 |
| 24 months | 3.10% | $630 |
| 36 months | 3.10% | $959 |
| 48 months | 3.15% | $1,321 |
| 60 months | 3.55% | $1,906 |
Sources (2)
All captured Sep 16, 2026
Special-purpose accounts
Share Certificates - IRA
Up to 3.55%APY · 7 terms
Membership required ($50.00 minimum share purchase). Federally insured by NCUA.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.50% | $173 |
| 12 months | 3.50% | $350 |
| 18 months | 3.10% | $469 |
| 24 months | 3.10% | $630 |
| 36 months | 3.10% | $959 |
| 48 months | 3.15% | $1,321 |
| 60 months | 3.55% | $1,906 |
Sources (3)
- jaclcu.com/accounts/truth-in-savings-disclosure
- jaclcu.com/accounts/certificates-of-deposit
- jaclcu.com/accounts/iras
All captured Sep 16, 2026
Who can join National JACL Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.