Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 916–930 results
- Argent Credit UnionCertificatesCD · 24 months · $500 min · 3.80%–4.00% by balance
Credit union · Add a location to see nearby branches
3.80%APY$774 over 24 months on $10,000Requirements
Product: Dividends compounded and paid quarterly. Early withdrawal penalties apply.
3.75% interest rate · Effective Jul 1, 2026
Rate by balance
Rate by balance for Certificates Balance APY $500 and upYour amount 3.80% $50,000 and upJumbo Certificate tier. 4.00% Rate checked
More details - Infirmary FCUShare CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.80%APY$774 over 24 months on $10,000Requirements
Product: Minimum deposit of $500 to open. Dividends compounded and paid quarterly. Penalty for early withdrawal. Automatically rolls over at maturity with a 10-day grace period.
3.75% interest rate · Effective Sep 1, 2026
Rate checked
More details - 3.80%APY$774 over 24 months on $10,000
Requirements
Offer: Early withdrawal penalty: 365 days interest (Minimum $25)
3.75% interest rate · Effective Dec 18, 2025
Rate checked
More details - Tompkins Employees FCUShare CertificateCD · 24 months · $500 min · 3.80%–3.95% by balance
Credit union · Add a location to see nearby branches
3.80%APY$774 over 24 months on $10,000Requirements
Product: Early withdrawal penalties apply. Accounts with a specific term earn the opening APY until maturity. Certificate automatically renews into like term at prevailing rate.
Effective Jan 15, 2025
Rate by balance
Rate by balance for Share Certificate Balance APY $500 – $25,000Your amount 3.80% $25,000 – $75,000 3.85% $75,000 and up 3.95% Rate checked
More details - Morrisons Cove 1st FCUShare CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.80%APY$774 over 24 months on $10,000intro rateRequirements
Product: $500 minimum initial deposit. Interest compounded monthly. Penalty for early withdrawal. Rates subject to change.
Offer: Interest compounded monthly. Penalty for early withdrawal. Rates subject to change.
Promotional rate · Compounded monthly · Effective May 1, 2026
Rate checked
More details - The Federal Savings BankSpecial CD PromotionCD · 24 months · $5,000 min
Bank · Add a location to see nearby branches
3.80%APY$774 over 24 months on $10,000intro rateRequirements
Product: Valid for renewals and funds not currently on deposit with The Federal Savings Bank. $5,000.00 minimum deposit to open and earn stated CD APY, assumes interest remains on deposit until maturity. Interest is accrued daily and compounded monthly. Early withdrawal penalty applies (180 days interest for 12 and 18 Month CDs; 365 days interest for 2, 3, 4, 5 Year CDs). 10-day grace period at maturity and auto renews.
Offer: Early withdrawal penalty is 365 days' worth of interest.
Promotional rate · 3.74% interest rate · Compounded monthly · Effective Jul 20, 2026
Rate checked
More details - Provident Credit UnionVariable Rate Add-On CertificateCD · 24 months · $500 min · 3.80%–3.90% by balance
Credit union · Add a location to see nearby branches
3.80%APY$774 over 24 months on $10,000Requirements
Product: Must open a Membership Savings Account prior to opening. Age 18 and up or have a joint owner. Variable rates are subject to change anytime at the discretion of the Board of Directors. Dividend declaration date is the last day of the dividend period. Can add deposits of any amount, at any time, up to a maximum balance of $1,000,000 without affecting term.
Offer: Variable rate. Can add deposits of any amount anytime up to $1,000,000.
3.74% interest rate
Rate by balance
Rate by balance for Variable Rate Add-On Certificate Balance APY $500 and upYour amount 3.80% $50,000 and up 3.85% $100,000 and up 3.90% Rate checked
More details - Provident Credit UnionBump-Up CertificatesCD · 24 months · $1,000 min · 3.80%–3.90% by balance
Credit union · Add a location to see nearby branches
3.80%APY$774 over 24 months on $10,000Requirements
Product: Must open a Membership Savings Account prior to opening. Age 18 and up or have a joint owner. Rate can be increased one time during certificate term to the current Bump-Up Certificate rate with that same term. Early withdrawal penalties apply.
Offer: One bump-up allowed during term to current rate.
3.74% interest rate
Rate by balance
Rate by balance for Bump-Up Certificates Balance APY $1,000 and upYour amount 3.80% $50,000 and up 3.85% $100,000 and up 3.90% Rate checked
More details - Members Preferred Credit UnionShare Certificate of DepositCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.80%APY$774 over 24 months on $10,000Requirements
Product: Automatic renewal available.
Offer: Pays quarterly.
3.75% interest rate
Rate checked
More details - Ergo BankCertificate of DepositCD · 24 months · $500 min
Bank · Add a location to see nearby branches
3.79%APY$772 over 24 months on $10,000intro rateRequirements
Product: Requires new money, which can consist of money from matured Ergo Bank CDs, savings, money market and checking accounts. Early withdrawal penalty applies. Withdraw or reinvest funds at full maturity. Fees may reduce earnings.
Offer: Early withdrawal penalty applies. Requires new money. Any withdrawal reducing balance below minimum may be treated as withdrawal of entire balance.
Promotional rate · 3.75% interest rate · Effective Oct 22, 2026
Rate checked
More details - cfsbankCertificates of Deposit (CDs)CD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
3.79%APY$772 over 24 months on $10,000Requirements
Product: Interest rate fixed until maturity; compounded semi-annually. Account automatically renews at maturity at current rate for term. 10 calendar day grace period after renewal date to redeem with no penalty. Early withdrawal penalty applies. Fees may reduce earnings.
Offer: Fixed interest rate compounded semi-annually. Early withdrawal penalty applies.
3.75% interest rate · Effective Oct 6, 2026
Rate checked
More details - LNB Community BankCertificates of DepositCD · 24 months · $500 min
Bank · Add a location to see nearby branches
3.79%APY$772 over 24 months on $10,000Requirements
Product: Penalties may apply for early withdrawal of funds. Interest earned can be added to Certificate, mailed by check, or deposited into an LNB Community Bank checking or savings account.
Offer: 2 Years Relationship
3.75% interest rate · Effective Sep 22, 2026
Rate checked
More details - The Bank of ProtectionCertificate of DepositCD · 24 months · $500 min
Bank · Add a location to see nearby branches
3.79%APY$772 over 24 months on $10,0003.75% interest rate · Effective Sep 30, 2025
Rate checked
More details - KH Credit UnionShare CertificatesCD · 24 months · $500 min · 3.79%–3.90% by balance
Credit union · Add a location to see nearby branches
3.79%APY$772 over 24 months on $10,000Requirements
Product: Minimum deposit is $500.00. Early withdrawal penalty: 90 days interest for maturities up to and including 12 months; 365 days interest for maturities greater than 12 months. Insured up to $250,000 by American Share Insurance.
3.73% interest rate · Effective Jul 16, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY Any balanceYour amount 3.79% $50,000 and upJumbo rate ($50,000+) 3.90% Rate checked
More details - Warren-Boynton State Bank24 Month CDCD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
3.78%APY$770 over 24 months on $10,000intro rateRequirements
Product: Selected Rates current as of 10/22/2026 , for approved customers. Deposit accounts are only solicited from Sangamon County, Illinois and surrounding counties.
Offer: Selected Rates current as of 10/22/2026 , for approved customers. Deposit accounts are only solicited from Sangamon County, Illinois and surrounding counties.
Promotional rate · 3.75% interest rate · Effective Oct 14, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 2-year CDs pay nationwide
4,629 CDs at 4,045 banks and credit unions · checked Oct 22–24
- Typical
- 3.05%
- Top 10% from
- 4.06%
- Banks, typical
- 2.75%
- Credit unions, typical
- 3.25%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank