Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 886–900 results
- Farmers State BankCertificate of DepositCD · 36 months · $1,000 min
Bank · Add a location to see nearby branches
3.65%APY$1,135 over 36 months on $10,0003.62% interest rate · Effective Oct 5, 2026
Rate checked
More details - RiverLand Federal Credit UnionRegular CertificatesCD · 36 months · $1,000 min
Credit union · Add a location to see nearby branches
3.65%APY$1,135 over 36 months on $10,000Requirements
Product: No setup or monthly maintenance fees. Monthly compounding with earnings paid on the last day of the month. Automatically renews at current rate if a like-term certificate is available at maturity. Early withdrawal penalty equals one-half of remaining term's dividends. Balance must exceed $2,000 before investing in a Certificate (min. balance applies based on Certificate type).
Offer: Monthly compounding; early withdrawal penalty applies.
3.59% interest rate · Effective Oct 5, 2026
Rate checked
More details - FiCare Federal Credit UnionShare CertificatesCD · 36 months · $500 min · 3.65%–3.85% by balance
Credit union · Add a location to see nearby branches
3.65%APY$1,135 over 36 months on $10,000Requirements
Product: Early withdrawal penalties may apply. FiCare offers rate matching with local competitor financial institutions subject to matching terms and requirements.
3.59% interest rate · Effective Sep 24, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $500 – $49,999Your amount 3.65% $50,000 – $99,999 3.75% $100,000 and up 3.85% Rate checked
More details - Dominion Energy Credit UnionSaving CertificatesCD · 36 months · $1,000 min
Credit union · Add a location to see nearby branches
3.65%APY$1,135 over 36 months on $10,000Requirements
Product: Minimum deposit of $1,000. Substantial penalty for early withdrawal. Federally insured by NCUA up to $250,000. Compounded quarterly. Automatic renewal with a 14-day grace period upon maturity. Membership eligibility required.
Offer: Compounded quarterly. Penalty imposed for early withdrawal. Membership eligibility required.
Compounded quarterly · Effective Oct 4, 2026
Rate checked
More details - Vocal Credit UnionCertificates of DepositsCD · 36 months
Credit union · Add a location to see nearby branches
3.65%APY$1,135 over 36 months on $10,000Requirements
Product: APY is calculated based upon monthly interest.
Offer: APY is calculated based upon monthly interest.
3.60% interest rate · Effective Oct 1, 2026
Rate checked
More details - SELCO Community Credit UnionStandard CertificatesCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
3.65%APY$1,135 over 36 months on $10,000with conditionsRequirements
Product: Minimum opening balance of $500; additional deposits not allowed. Early withdrawal penalty applies. Consumer certificates automatically renew for another term of the same duration by default with a 10-day grace period. SELCO Rate Guarantee adjusts rate if offering rate increases within 30 days of opening.
Offer: Certificate Reward Tier 2: Requires household 9-month average daily savings balance of $100,000 or more.
Qualified rate · 3.60% interest rate · Effective Oct 3, 2026
Rate checked
More details - South Bay Credit UnionShare Certificate AccountsCD · 36 months · $1,000 min
Credit union · Add a location to see nearby branches
3.65%APY$1,135 over 36 months on $10,000Requirements
Product: Minimum balance $1,000. All accounts are insured to $1,000,000 by American Share Insurance. Online-only certificate promotions are available to current members through home banking or mobile banking only. Early withdrawal penalties apply. 9-month and 13-month certificates auto-renew to a 12-month certificate at maturity.
3.59% interest rate
Rate checked
More details - 3.65%APY$1,135 over 36 months on $10,000
Requirements
Offer: Interest compounded quarterly.
3.60% interest rate · Compounded quarterly
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More details - Jeanne D'Arc Credit UnionCertificates of DepositCD · 36 months · $250 min
Credit union · Add a location to see nearby branches
3.65%APY$1,135 over 36 months on $10,000intro rateRequirements
Product: A $250.00 minimum balance and $5.00 membership account are required to open. Early withdrawal penalty may apply. Upon maturity, certificate may automatically roll into another term. Dividends are compounded and credited monthly.
Offer: Special Offer.
Promotional rate · 3.59% interest rate · Effective Sep 21, 2026
Rate checked
More details - Blue Flame Credit UnionShare CertificatesCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
3.65%APY$1,135 over 36 months on $10,000Requirements
Product: Dividends are compounded and paid monthly. Early withdrawal penalties apply. Automatically renews for the same term at maturity unless otherwise requested.
Offer: Minimum balance before dividends can be earned.
Effective Jan 2, 2026
Rate checked
More details - Azalea City Credit UnionCertificates of DepositCD · 36 months · $1,000 min
Credit union · Add a location to see nearby branches
3.65%APY$1,135 over 36 months on $10,000Requirements
Product: $1,000.00 Minimum on all CD’s. CD’s pay interest Quarterly, Unless the account pays Monthly interest checks.
Offer: Term: 36 Months
Rate checked
More details - First Commerce BankCertificates of DepositCD · 36 months · $1,000 min
Bank · Add a location to see nearby branches
3.65%APY$1,135 over 36 months on $10,000Requirements
Product: Interest begins to accrue on the day the deposit is made and is calculated by the daily balance method. Penalty will be imposed for early withdrawal.
3.65% interest rate
Rate checked
More details - Farmers and Drovers BankCertificates of DepositCD · 36 months · $500 min
Bank · Add a location to see nearby branches
3.65%APY$1,135 over 36 months on $10,000intro rateRequirements
Offer: Interest compounding frequency: Quarterly. Interest availability: Quarterly.
Promotional rate · 3.60% interest rate · Effective Sep 19, 2024
Rate checked
More details - Sunward Credit UnionStandard Term CertificatesCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
3.65%APY$1,135 over 36 months on $10,000Requirements
Product: Standard Term Certificates are available to personal and business members. Penalty may be imposed for early withdrawal. APY if dividends are not withdrawn during the term.
3.59% interest rate · Effective Sep 16, 2026
Rate checked
More details - Intrepid Credit UnionShare CertificateCD · 36 months · $1,000 min
Credit union · Add a location to see nearby branches
3.65%APY$1,135 over 36 months on $10,000Requirements
Product: Dividends calculated daily and compounded/credited quarterly. Fixed rate over term. $1,000 minimum deposit to open. Early withdrawal penalties apply based on maturity term. Automatic renewal at maturity with a 10 calendar day grace period.
Offer: 36 Month - No Bump certificate.
3.59% interest rate · Effective Aug 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 3-year CDs pay nationwide
4,160 CDs at 3,669 banks and credit unions · checked Oct 22–24
- Typical
- 3.00%
- Top 10% from
- 4.00%
- Banks, typical
- 2.50%
- Credit unions, typical
- 3.15%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank