Best CD rates and certificates

Requirements

Product: Interest is compounded and credited at maturity unless paid by check. Daily balance method applies. Early withdrawal penalty applies depending on term. Automatically renewable with 10-day grace period. Jumbo rate requires a minimum balance of $100,000.

Requirements

Product: Promotion Only. Must be opened with new funds (deposits from funds not currently held at Sunstate Bank). Maximum $250,000 in a single transaction. Compounded monthly. Early withdrawal penalties may be imposed. Upon maturity, 7-month CD rolls over to 6-month CD, and 13-month CD rolls over to 1-year CD at the base interest rate in effect.

Offer: Below $1,000.00 balance tier.

Requirements

Product: Quantum membership required. Penalty for early withdrawal.

Offer: Limited time only. Maximum $75,000 per member for 7-month CD Special.

Requirements

Product: Penalty for early withdrawal applies to all Certificates. Fees could reduce earnings.

Offer: Dividend paid at maturity; 90-day penalty. 7 Months Special.

Requirements

Product: Open to anyone who lives, works, or worships in Grand Isle, Franklin, Chittenden, Addison, Rutland, and Washington counties. Minimum investment of $500 required. Interest is compounded and paid monthly based on an average daily balance. Early withdrawal penalties and restrictions may apply. Additional funds cannot be added to an existing Certificate.

Offer: 7 Months Special certificate. Early withdrawal penalties may apply. Interest compounded and paid monthly.

Requirements

Product: Early withdrawal penalty may apply. For terms of one year or more, interest is compounded daily; for terms of less than one year, interest is compounded monthly.

Offer: 8 Month CD Special is a limited time offer and converts to a standard 6 Month CD at renewal. Interest compounded monthly. Penalty may be imposed for early withdrawal.

Requirements

Product: Limited-time promotional CD offer. Minimum investment $1,000. IRAs and commercial accounts are not eligible. Interest will not be compounded and will be posted at maturity. Automatically renews at maturity into a 6-month CD at then current rate. No set-up or maintenance fee. Early withdrawal penalty applies.

Offer: Limited-time offer. Automatically renews at maturity into a 6-month CD at the then current rate. IRAs and commercial accounts are not eligible. Early withdrawal penalty applies. Interest will not be compounded; posted at maturity.

Requirements

Product: Penalties may be imposed for early withdrawal. Fees could reduce earnings.

Offer: Must deposit $5K from a different institution or have direct deposit with Community Choice.

Requirements

Product: Start for as little as $500. Flexible terms from 6 to 60 months. Dividends compound monthly. Federally insured up to $250,000.

Offer: 8-month Special

Requirements

Product: Promotional Annual Percentage Yields (APY) are available for new money only. IRA CDs are not eligible for certificate specials. Early withdrawals subject to penalty (loss of 30 days interest for 8 and 12 month certificates; loss of 90 days interest for 18 month certificates). Dividend rate for renewed term determined at maturity date.

Offer: Promotional APY available for new money only. Requires $1,000 minimum balance to open. Early withdrawal penalty: loss of 30 days interest. IRA CDs not eligible.

Requirements

Product: Open a Certificate with a minimum deposit of $500 ($2,500 for 9-month Share Certificates). Terms ranging from 3 months to 5 years. Lock in rate for entire certificate term. Competitive dividends compounded and credited monthly; withdraw earned dividends at any time without penalty. Automatic renewal at maturity for the same term as originally opened. Penalty may be imposed for early withdrawal. Fees may reduce earnings. Funds federally insured by the NCUA up to applicable limits.

Offer: Annual Percentage Yield (APY) assumes principal and dividends remain on deposit for the full Share Certificate term. Dividends are compounded monthly. A penalty may be imposed for early withdrawal. Fees may reduce earnings. Automatically renews for the same term as originally opened. Minimum deposit $2,500.

Requirements

Product: Minimum balance to open certificate and earn APY is $500. Early withdrawal penalties apply. Fees may reduce earnings. For terms of 2 years or more under Unlock with the Rock, the early withdrawal penalty is the smaller of dividends since issuance/renewal or 30 days dividends.

Offer: 9 month certificate term.

Requirements

Product: Membership required. New money only. Member selects term between 9 and 60 months at opening. At maturity, automatically converts to a non-promotional 1-year Share Certificate. Early withdrawal penalties apply. No liquid option.

Offer: New money only. Member selects term between 9 and 60 months at opening. Dividend paid monthly.

Requirements

Product: Terms from 6 to 60 months. $500 minimum opening deposit. No fees except potential early withdrawal penalties. Automatic renewal at maturity or option to withdraw without penalty. Certificate Special offers require New Money only (money not on deposit within prior 6 months) and maximum deposit of $250,000; non-members must open share account with $5 par value.

Offer: Certificate Special. Opened with New Money only (defined as money not on deposit at Bowater Credit Union within prior 6 months). 9-Month early withdrawal penalty is 30 days dividends. Special rate available until first maturity.

Requirements

Product: Available in terms from 3 months to 5 years. $500 minimum to open. Early withdrawal penalties will be imposed on term certificates. Membership requirements apply.

Offer: All funds deposited must be new money. New money is considered any funds deposited at AOCU for the first time or not previously on deposit at AOCU within the last 30 calendar days. Re-occurring direct deposits or other re-occurring ACH deposits do not qualify as new money. Available for a limited time only and may be withdrawn without notice.