Credit union · NCUA insured
Quantum Credit Union CD Rates
Quantum Credit Union’s best CD rate is 4.25% APY on a 7-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked September 18, 2026.
How Quantum Credit Union’s CD rates compare
Compared with banks and credit unions near Wichita, KS, where Quantum Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Quantum Credit Union
4.25%APY
- Term
- 7 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $246
Certificates of Deposit
Top rate
Stryv Bank
4.55%APY
- Term
- 30 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $1,177
2nd-highest rate
Mid American Credit Union
4.50%APY
- Term
- 37 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $1,454
Quantum Credit Union CD score
87
CD score
Higher than 79% of U.S. banks and credit unions
- 3–8 months3–8 mo4.25%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo3.75%
- 31–60 months31–60 mo2.50%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Quantum Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.25%APY · 2 terms
Quantum membership required. Penalty for early withdrawal.
| Term | APY · $500 – $75,000 | APY · $500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 7 monthsLimited time only. Maximum $75,000 per member for 7-month CD Special | 4.25% | — | 4.25% | $246 |
| 22 monthsLimited time only | — | 3.75% | 3.75% | $698 |
Share Certificate (CD)
Up to 4.25%APY · 10 terms
Penalty for early withdrawal applies to all Certificates. Fees could reduce earnings.
| Term | APY · Any balance | APY · $500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 monthsDividend paid at maturity; 30-day penalty | 1.00% | — | 1.00% | $25 |
| 6 monthsDividend paid at maturity; 60-day penalty | 1.00% | — | 1.00% | $50 |
| 7 monthsDividend paid at maturity; 90-day penalty. 7 Months Special | 4.25% | — | 4.25% | $246 |
| 9 monthsDividend paid at maturity; 90-day penalty | 3.75% | — | 3.75% | $280 |
| 12 monthsDividend paid at maturity; 90-day penalty | 2.00% | — | 2.00% | $200 |
| 12 monthsDividend paid quarterly; 90-day penalty | 3.75% | — | 3.75% | $375 |
| 12 monthsQuantum membership required. Auto renews at standard rate for 12 months. Limited time only | — | 4.00% | 4.00% | $400 |
| 18 monthsDividend paid quarterly; 120-day penalty | 3.00% | — | 3.00% | $453 |
| 18 monthsDividend paid quarterly; 90-day penalty | 2.25% | — | 2.25% | $339 |
| 22 monthsDividend paid quarterly; 90-day penalty. 22 Months Special | 3.75% | — | 3.75% | $698 |
| 24 monthsDividend paid quarterly; 120-day penalty | 2.50% | — | 2.50% | $506 |
| 36 monthsDividend paid annually; 180-day penalty | 2.50% | — | 2.50% | $769 |
| 60 monthsDividend paid annually; 360-day penalty | 2.50% | — | 2.50% | $1,314 |
Who can join Quantum Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives or works in Allen, Anderson, Butler, Coffey, Cowley, Franklin, Greenwood, Harvey, Kingman, Lyon, Osage, Reno, Sedgwick, Sumner, or Woodson County is eligible for membership.
Employers and groups
- Anyone employed in the communications industry, Western Resources, Inc., and its subsidiary companies, and participating affiliates, or Wolf Creek Nuclear Operating Corporation is eligible for membership.
Family and household
- Immediate family of those eligible for membership can join.
Cost to join
- A minimum savings deposit of $5 is required for membership.
Membership information collected October 4, 2026.