Credit union · NCUA insured
Quantum Credit Union
A $140.6M credit union headquartered in Wichita, KS, with 11,013 members and 4 branches in Kansas. Best rates: CDs 4.25% and savings 0.20% APY.
Quantum Credit Union Carrot Score
86
Carrot Score
Higher than 72% of U.S. banks and credit unions
#7 of 39 in Wichita, KS metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Quantum Credit Union
Established in 1938 in Wichita as Telephone Employees Credit Union (TECU), Quantum Credit Union was originally chartered to serve employees and family members in the communications industry.
After converting to a community charter in 1996 and renaming in 2016, the credit union serves more than 8,400 members across 15 Kansas counties.
Headquartered in Wichita, Kansas, Quantum Credit Union was awarded the Juntos Avanzamos designation in 2023.
- Headquarters
- 6300 W 21st St N, Wichita, KS 67205
- NCUA charter
- 67187
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives or works in Allen, Anderson, Butler, Coffey, Cowley, Franklin, Greenwood, Harvey, Kingman, Lyon, Osage, Reno, Sedgwick, Sumner, or Woodson County is eligible for membership.
Employers and groups
- Anyone employed in the communications industry, Western Resources, Inc., and its subsidiary companies, and participating affiliates, or Wolf Creek Nuclear Operating Corporation is eligible for membership.
Family and household
- Immediate family of those eligible for membership can join.
Cost to join
- A minimum savings deposit of $5 is required for membership.
Branches
4 branches in Kansas
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Kansas
4 branches
Wichita area · 3
- WestMain office6300 W 21st St N, Wichita, KS 67205Directions
- East Central405 E Central Ave, Wichita, KS 67202Directions
- Twin Lakes Branch1735 W 21st St N Ste 300, Wichita, KS 67203Directions
Burlington area · 1
- Burlington1550 Oxen Ln, Burlington, KS 66839Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.39% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.40% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.14% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $88 | $76 | — |
- CapitalNet worth ratio11.39%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.40%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.14%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$88Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Quantum Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.