Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 781–795 results
- County-City Credit UnionShare CertificateCD · 13 months · $5,000 min
Credit union · Add a location to see nearby branches
4.27%APY$463 over 13 months on $10,000Requirements
Product: Penalties apply for early withdrawal. Rates subject to change any time without notice. Fees may reduce earnings on the account.
4.20% interest rate · Effective Sep 14, 2026
Rate checked
More details - Western Nebraska BankCertificates Of DepositCD · 15 months · $100 min
Bank · Add a location to see nearby branches
4.27%APY$537 over 15 months on $10,000 - 4.27%APY$537 over 15 months on $10,000
Requirements
Product: Minimum balance to obtain APY is $100.00. The APY assumes interest will remain on deposit until maturity. Early withdrawal penalty may apply. Automatically renews upon maturity at the rate in effect on maturity date; 10 calendar day grace period.
Offer: Minimum balance to obtain APY is $100.00. The APY assumes interest will remain on deposit until maturity. Early withdrawal penalty may apply. Automatically renews upon maturity at the rate in effect on maturity date; 10 calendar day grace period.
4.20% interest rate · Effective Sep 16, 2026
Rate checked
More details - Kirkwood BankCertificates of DepositCD · 18 months · $2,500 min
Bank · Add a location to see nearby branches
4.27%APY$647 over 18 months on $10,000Requirements
Product: Substantial Penalty for early withdrawal. Other conditions may apply. Fees could reduce the earnings on the account.
Offer: Substantial Penalty for early withdrawal. Other conditions may apply. Fees could reduce the earnings on the account.
4.25% interest rate · Effective Oct 7, 2026
Rate checked
More details - Bank of the Flint HillsCertificate of DepositCD · 24 months · $500 min
Bank · Add a location to see nearby branches
4.27%APY$872 over 24 months on $10,000Requirements
Product: $500 opening deposit. Automatically renews at maturity. 10 day grace period for changes or withdrawals. Early withdrawal penalty applies. Interest compounded and credited quarterly.
Offer: $500 minimum balance required to obtain APY. Early withdrawal penalty equals six months interest. Automatically renews.
4.20% interest rate · Effective Oct 13, 2026
Rate checked
More details - Adams State BankCertificates of DepositCD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
4.27%APY$872 over 24 months on $10,000Requirements
Product: Minimum balance above is to open: No minimum balance required to earn interest. Substantial penalty for early withdrawal of certificates.
4.20% interest rate · Effective Oct 13, 2026
Rate checked
More details - First Federal Savings Bank of MascoutahCertificate of DepositsCD · 60 months · $1,000 min
Bank · Add a location to see nearby branches
4.27%APY$2,325 over 60 months on $10,000Requirements
Product: On certificates of deposits, an early withdrawal penalty may apply. APY shown is paid on the entire balance in the account.
Offer: Compounding frequency: Quarterly. Early withdrawal penalty: 273 days of Interest.
4.20% interest rate · Effective Oct 8, 2026
Rate checked
More details - Minnesota Valley Federal Credit UnionTriple Play CertificateCD · 72 months · $500 min
Credit union · Add a location to see nearby branches
4.27%APY$2,852 over 72 months on $10,000Requirements
Product: Offers three options, each can be made once during the certificate's term: 1. Add up to 30% to principal; 2. Withdraw up to 30% of principal; 3. Increase to a higher rate. Minimum deposit of $500.
Offer: Dividends compound quarterly. Allows one-time add up to 30% to principal, withdraw up to 30%, or rate bump.
4.20% interest rate · Effective Sep 22, 2026
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More details - Chattanooga Federal Employees Credit UnionCertificateCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
4.27%APY$427 over 1 year on $10,0004.20% interest rate
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More details - Climate First Bank3-Month Penalty-Free CDCD · 3 months · $500 min
Bank · Add a location to see nearby branches
4.26%APY$105 over 3 months on $10,000intro rateRequirements
Product: No penalty for early withdrawals. No additional deposits allowed. The account matures in 3 months and will automatically renew for the same term unless funds are withdrawn within 10 days after maturity, during which withdrawals may be made without penalty. Withdrawals will reduce earnings.
Offer: A minimum opening deposit of $500.00 ($1,000 for Business CD) is required and must be maintained daily to earn the disclosed APY. The interest rate will be in effect for 3 months and subject to change thereafter. No additional deposits allowed. No penalty for early withdrawals.
Promotional rate · 4.17% interest rate · Effective Oct 16, 2026
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More details - 4.26%APY$211 over 6 months on $10,000
Requirements
Product: Penalty for early withdrawal.
Offer: Term: 182 Day.
4.19% interest rate · Effective Oct 16, 2026
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More details - LorMetCertificate SpecialsCD · 11 months · $1,000 min
Credit union · Add a location to see nearby branches
4.26%APY$390 over 11 months on $10,000with conditionsRequirements
Product: Open LorMet Checking Account required. $1,000 minimum opening balance. A penalty may be charged for early withdrawal. Rates effective as of October 2, 2026.
Offer: 11 Month Certificate Special. Open LorMet Checking Account required. A penalty may be charged for early withdrawal.
Qualified rate · Effective Oct 2, 2026
Rate checked
More details - Park BankCertificate of DepositCD · 12 months · $2,500 min · 1.71%–4.26% by balance
Bank · Add a location to see nearby branches
4.26%APY$426 over 1 year on $10,000intro rateRequirements
Product: Penalties may be imposed for early withdrawal.
Offer: Less than $10,000 Minimum Daily Balance to Earn Annual Percentage Yield; 1 Year term.
Promotional rate · 1.70% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $10,000 1.71% $10,000 and upYour amountInterest rate on the 1-year CD is a special, limited time offer. 4.26% Rate checked
More details - Washita State BankWSB Traditional CDCD · 12 months · $1,000 min
Bank · Add a location to see nearby branches
4.26%APY$426 over 1 year on $10,000Requirements
Product: Minimum balance of $1,000 to earn APY. Early Withdrawal Penalties May Apply. Interest Rates are Subject to Change Without Notice.
Offer: Early Withdrawal Penalties May Apply. Interest Rates are Subject to Change Without Notice.
4.18% interest rate · Effective Sep 25, 2026
Rate checked
More details - Alltru Credit UnionCertificate of Deposit (CD)CD · 13 months · $250 min
Credit union · Add a location to see nearby branches
4.26%APY$462 over 13 months on $10,000Requirements
Product: Federally insured up to $250,000 by NCUA. Compounded monthly. Early withdrawal penalties may apply. Minimum deposit $250.
Offer: CD Special Rate. Requires $250 minimum deposit and 100% of funds as new funds not currently on deposit at Alltru. A penalty may be imposed for early withdrawal.
Compounded monthly · Effective Oct 15, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay nationwide
37,731 CDs at 4,647 banks and credit unions · checked Oct 22–24
- Typical
- 3.20%
- Top 10% from
- 4.08%
- Banks, typical
- 3.00%
- Credit unions, typical
- 3.29%
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Top Carrot institutions
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- Synchrony BankBank