Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 736–750 results
- First Hawaiian BankCertificates of DepositCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
2.95%APY$73 over 3 months on $10,000with conditionsRequirements
Product: Available in branch. Personal or business checking account required for promotional rates; Priority Banking checking, Private Banking, or PrimeTime/Primera membership required for Priority CD APYs. Penalty for early withdrawal. Monthly service charge is $0.
Offer: In-branch promotional rate. Standard CD rate; requires a First Hawaiian Bank personal or business checking account at account opening.
Qualified rate · Effective Sep 3, 2026
Rate checked
More details - First Service Federal Credit UnionTerm Share CertificateCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
2.93%APY$72 over 3 months on $10,000Requirements
Product: Relationship Rewards: 10 basis points (.10) added to regular term certificate rates when the member has an active First Service loan balance, a First Service checking account, or is a Prime Time Club member, up to a maximum of 30 basis points (.30). Bonus points are not available on special promotions, zero-balance loans/lines of credit, or JUMP Certificates.
Offer: Dividends compounded/credited monthly. Early withdrawal penalty is 3 months dividends.
2.90% interest rate
Rate checked
More details - Gate City BankCertificate of DepositCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
2.90%APY$72 over 3 months on $10,0002.87% interest rate · Effective Oct 22, 2026
Rate checked
More details - Northern Credit UnionShare CertificatesCD · 3 months · $10,000 min
Credit union · Add a location to see nearby branches
2.90%APY$72 over 3 months on $10,000with conditionsRequirements
Product: Federally insured by NCUA up to $250,000. $500 minimum balance required to open a certificate of deposit ($10,000 minimum for 3-Month, 6-Month, and 10-Month certificates). Penalty will be applied for early withdrawal. Fees incurred may reduce earnings on account.
Offer: Good tier. Requires an active Checking and Direct Deposit.
Qualified rate · Effective Oct 13, 2026
Rate checked
More details - Matadors Community Credit UnionFlex CertificatesCD · 3 months · $2,500 min
Credit union · Add a location to see nearby branches
2.90%APY$72 over 3 months on $10,000Requirements
Product: Make additional deposits anytime, in amounts of $500 or more. Early withdrawal penalty may be imposed.
Offer: Choice of 3-month term. Make additional deposits anytime, in amounts of $500 or more. APY calculations based on balances of $10,000 and assumes dividends and principal remain on deposit for the entire term. Dividends are compounded and paid monthly.
2.86% interest rate · Effective Oct 1, 2026
Rate checked
More details - First U.S. Community Credit UnionShare CertificateCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
2.90%APY$72 over 3 months on $10,000intro rateRequirements
Product: Federally insured by NCUA up to $250,000. Penalty for early withdrawal; withdrawals will reduce earnings.
Offer: Fixed rate. Rate = Dividend Rate. APY = Annual Percentage Yield. Early withdrawal penalty applies. Withdrawals will reduce earnings.
Promotional rate · 2.86% interest rate · Effective Oct 16, 2026
Rate checked
More details - WeStreet Credit UnionCertificateCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
2.90%APY$72 over 3 months on $10,000Requirements
Product: Dividends compounded quarterly. Early withdrawal penalty may be imposed. Fees could reduce earnings. 7-month Certificate automatically renews into a 6-month Certificate; all other terms automatically renew with the same term. No maintenance fees.
Offer: Quarterly compounding. Early withdrawal penalty may be imposed.
2.87% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - RadiFi Credit Union3-Month Term CertificateCD · 3 months · $500 min · 2.90%–3.25% by balance
Credit union · Add a location to see nearby branches
2.90%APY$72 over 3 months on $10,000Requirements
Product: APY is effective as of 10/1/2026. Early withdrawal penalties may apply. Fees may reduce earnings. The minimum balance to open and earn APY is the lowest amount in each tier.
2.86% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for 3-Month Term Certificate Balance APY $500 – $2,500 2.90% $2,500 – $25,000Your amount 2.90% $25,000 – $50,000 2.90% $50,000 – $100,000 3.00% $100,000 – $250,000 3.00% $250,000 – $500,000 3.00% $500,000 – $750,000 3.00% $750,000 – $1,000,000 3.15% $1,000,000 and up 3.25% Rate checked
More details - Mazuma Credit UnionClassic CDCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
2.90%APY$72 over 3 months on $10,000Requirements
Product: Membership eligibility required. Early withdrawal penalty applies.
2.86% interest rate
Rate checked
More details - La Loma Federal Credit UnionShare CertificatesCD · 3 months · $5,000 min · 2.90%–3.15% by balance
Credit union · Add a location to see nearby branches
2.90%APY$72 over 3 months on $10,000intro rateRequirements
Product: Rates as of April 2026 and subject to change without notice. APY assumes dividends remain on deposit until maturity; a withdrawal may reduce earnings. Minimum opening deposit is $5,000. Rate quoted is for new money only, balances starting at $50,000, and 9-month and 12-month terms. A penalty may be imposed for early withdrawal.
Promotional rate · Effective 2026-04
Rate by balance
Rate by balance for Share Certificates Balance APY $500 – $19,999Your amount 2.90% $20,000 – $49,999 3.00% $50,000 – $99,999 3.05% $100,000 and up 3.15% Rate checked
More details - Minnesota Power Employee Credit UnionTiered Term Share CertificatesCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
2.90%APY$72 over 3 months on $10,0002.87% interest rate · Effective Jul 1, 2026
Rate checked
More details - Noble Credit UnionShare CertificateCD · 3 months · $500 min · 2.84%–2.94% by balance
Credit union · Add a location to see nearby branches
2.89%APY$71 over 3 months on $10,000Requirements
Product: Membership eligibility required. Penalty may be imposed for early withdrawal. Minimum deposit requirements apply and may vary by certificate tier.
2.80% interest rate
Rate by balance
Rate by balance for Share Certificate Balance APY $500 and up 2.84% $10,000 and upYour amount 2.89% $50,000 and up 2.89% $100,000 and up 2.94% $250,000 and up 2.94% Rate checked
More details - Greater Valley CUShare CertificatesCD · 3 months · $1,000 min · 2.89%–2.99% by balance
Credit union · Add a location to see nearby branches
2.89%APY$71 over 3 months on $10,000Requirements
Product: Automatically renews at the end of term. Grace period of seven (7) days after maturity date to deposit, withdraw or change terms. Dividends compounded monthly. Penalties for early withdrawals.
2.85% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $1,000 – $50,000Your amount 2.89% $50,000 and up 2.99% Rate checked
More details - Ukrainian National Federal Credit UnionShare CertificatesCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
2.88%APY$71 over 3 months on $10,000Requirements
Product: Dividends on 3-month and 6-month share certificates are accrued daily and credited at maturity. Dividends on share certificates termed 12 months or longer are accrued daily and credited quarterly. Additions not permitted until maturity. Early withdrawal penalty applies (50% of dividend that would be earned over term on amount withdrawn). Membership eligibility required.
Offer: Dividends accrued daily and credited at maturity.
2.85% interest rate · Effective Aug 11, 2026
Rate checked
More details - Grand Prairie Credit UnionCertificates of Deposit $1,000 and overCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
2.88%APY$71 over 3 months on $10,000Requirements
Product: Grand Prairie Credit Union may match CD rates of other Financial Institutions. Early withdrawal penalties may apply to Term Share Accounts (CDs). Annual Percentage Yield Compounded Monthly. Rates subject to change monthly.
Offer: Compounded Monthly. Rates subject to change Monthly. Early withdrawal penalties may apply to Term Share Accounts (CDs). Grand Prairie Credit Union may match CD rates of other Financial Institutions.
2.85% interest rate · Compounded monthly · Effective Nov 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 3-month CDs pay nationwide
2,135 CDs at 1,932 banks and credit unions · checked Oct 22–24
- Typical
- 2.01%
- Top 10% from
- 3.72%
- Banks, typical
- 1.85%
- Credit unions, typical
- 2.22%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank