Credit union · NCUA insured
Matadors Community Credit Union CD Rates
Matadors Community Credit Union’s best CD rate is 4.15% APY on an 18-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Matadors Community Credit Union’s CD rates compare
Compared with banks and credit unions near Los Angeles, CA, where Matadors Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Matadors Community Credit Union
4.15%APY
- Term
- 18 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $629
Regular Certificates
Top rate
Schools Federal Credit Union
5.90%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $590
2nd-highest rate
LA Healthcare FCU
4.86%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $486
Matadors Community Credit Union CD score
87
CD score
Higher than 78% of U.S. banks and credit unions
By term
- 3–8 months3–8 mo3.50%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo4.15%
- 31–60 months31–60 mo3.60%
- QualifiedQualified4.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Matadors Community Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Certificates
Up to 4.15%APY · 10 terms
Become a Platinum Member and you can earn an additional .15% on any Regular Certificate 12 months or longer. Low Minimum Opening Deposit of $1,000. Early withdrawal penalty may be imposed.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsChoice of 3-month term. APY calculations based on balances of $10,000 and assumes dividends and principal remain on deposit for the entire term. Dividends compounded and paid monthly. Early withdrawal penalty may apply | 3.40% | $84 |
| 6 monthsChoice of 6-month term. APY calculations based on balances of $10,000 and assumes dividends and principal remain on deposit for the entire term. Dividends compounded and paid monthly. Early withdrawal penalty may apply | 3.50% | $173 |
| 9 monthsChoice of 9-month term. APY calculations based on balances of $10,000 and assumes dividends and principal remain on deposit for the entire term. Dividends compounded and paid monthly. Early withdrawal penalty may apply | 3.90% | $291 |
| 12 monthsChoice of 12-month term. Certificate Accounts with terms 12 months or longer are eligible for a .15% rate bonus if you are a Platinum Member. APY calculations based on balances of $10,000 and assumes dividends and principal remain on deposit for the entire term. Dividends compounded and paid monthly. Early withdrawal penalty may apply | 3.95% | $395 |
| 15 monthsChoice of 15-month term. Certificate Accounts with terms 12 months or longer are eligible for a .15% rate bonus if you are a Platinum Member. APY calculations based on balances of $10,000 and assumes dividends and principal remain on deposit for the entire term. Dividends compounded and paid monthly. Early withdrawal penalty may apply | 4.00% | $502 |
| 18 monthsChoice of 18-month term. Certificate Accounts with terms 12 months or longer are eligible for a .15% rate bonus if you are a Platinum Member. APY calculations based on balances of $10,000 and assumes dividends and principal remain on deposit for the entire term. Dividends compounded and paid monthly. Early withdrawal penalty may apply | 4.15% | $629 |
| 24 monthsChoice of 24-month term. Certificate Accounts with terms 12 months or longer are eligible for a .15% rate bonus if you are a Platinum Member. APY calculations based on balances of $10,000 and assumes dividends and principal remain on deposit for the entire term. Dividends compounded and paid monthly. Early withdrawal penalty may apply | 4.00% | $816 |
| 36 monthsChoice of 36-month term. Certificate Accounts with terms 12 months or longer are eligible for a .15% rate bonus if you are a Platinum Member. APY calculations based on balances of $10,000 and assumes dividends and principal remain on deposit for the entire term. Dividends compounded and paid monthly. Early withdrawal penalty may apply | 3.50% | $1,087 |
| 48 monthsChoice of 48-month term. Certificate Accounts with terms 12 months or longer are eligible for a .15% rate bonus if you are a Platinum Member. APY calculations based on balances of $10,000 and assumes dividends and principal remain on deposit for the entire term. Dividends compounded and paid monthly. Early withdrawal penalty may apply | 3.55% | $1,497 |
| 60 monthsChoice of 60-month term. Certificate Accounts with terms 12 months or longer are eligible for a .15% rate bonus if you are a Platinum Member. APY calculations based on balances of $10,000 and assumes dividends and principal remain on deposit for the entire term. Dividends compounded and paid monthly. Early withdrawal penalty may apply | 3.60% | $1,934 |
Flex Certificates
Up to 3.05%APY · 2 terms
Make additional deposits anytime, in amounts of $500 or more. Early withdrawal penalty may be imposed.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsChoice of 3-month term. Make additional deposits anytime, in amounts of $500 or more. APY calculations based on balances of $10,000 and assumes dividends and principal remain on deposit for the entire term. Dividends are compounded and paid monthly | 2.90% | $72 |
| 6 monthsChoice of 6-month term. Make additional deposits anytime, in amounts of $500 or more. APY calculations based on balances of $10,000 and assumes dividends and principal remain on deposit for the entire term. Dividends are compounded and paid monthly | 3.05% | $151 |
Special-purpose accounts
IRA Certificates
Up to 4.15%APY · 10 terms
Available for Traditional, Roth, and SEP IRAs. No set-up or annual fees. Certificate Accounts with terms 12 months or longer are eligible for a .15% rate bonus if you are a Platinum Member. Certain State and Federal penalties may apply to IRA accounts. Certificate accounts may be subject to early withdrawal penalties.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsAvailable for Traditional, Roth, and SEP IRAs. No set-up or annual fees. Certain State and Federal penalties may apply. Early withdrawal penalty may apply. APY calculations based on balances of $10,000 and assumes dividends and principal remain on deposit for the entire term. Dividends compounded and paid monthly | 3.40% | $84 |
| 6 monthsAvailable for Traditional, Roth, and SEP IRAs. No set-up or annual fees. Certain State and Federal penalties may apply. Early withdrawal penalty may apply. APY calculations based on balances of $10,000 and assumes dividends and principal remain on deposit for the entire term. Dividends compounded and paid monthly | 3.50% | $173 |
| 9 monthsAvailable for Traditional, Roth, and SEP IRAs. No set-up or annual fees. Certain State and Federal penalties may apply. Early withdrawal penalty may apply. APY calculations based on balances of $10,000 and assumes dividends and principal remain on deposit for the entire term. Dividends compounded and paid monthly | 3.90% | $291 |
| 12 monthsCertificate Accounts with terms 12 months or longer are eligible for a .15% rate bonus if you are a Platinum Member. Available for Traditional, Roth, and SEP IRAs. No set-up or annual fees. Certain State and Federal penalties may apply. Early withdrawal penalty may apply. APY calculations based on balances of $10,000 and assumes dividends and principal remain on deposit for the entire term. Dividends compounded and paid monthly | 3.95% | $395 |
| 15 monthsCertificate Accounts with terms 12 months or longer are eligible for a .15% rate bonus if you are a Platinum Member. Available for Traditional, Roth, and SEP IRAs. No set-up or annual fees. Certain State and Federal penalties may apply. Early withdrawal penalty may apply. APY calculations based on balances of $10,000 and assumes dividends and principal remain on deposit for the entire term. Dividends compounded and paid monthly | 4.00% | $502 |
| 18 monthsCertificate Accounts with terms 12 months or longer are eligible for a .15% rate bonus if you are a Platinum Member. Available for Traditional, Roth, and SEP IRAs. No set-up or annual fees. Certain State and Federal penalties may apply. Early withdrawal penalty may apply. APY calculations based on balances of $10,000 and assumes dividends and principal remain on deposit for the entire term. Dividends compounded and paid monthly | 4.15% | $629 |
| 24 monthsCertificate Accounts with terms 12 months or longer are eligible for a .15% rate bonus if you are a Platinum Member. Available for Traditional, Roth, and SEP IRAs. No set-up or annual fees. Certain State and Federal penalties may apply. Early withdrawal penalty may apply. APY calculations based on balances of $10,000 and assumes dividends and principal remain on deposit for the entire term. Dividends compounded and paid monthly | 4.00% | $816 |
| 36 monthsCertificate Accounts with terms 12 months or longer are eligible for a .15% rate bonus if you are a Platinum Member. Available for Traditional, Roth, and SEP IRAs. No set-up or annual fees. Certain State and Federal penalties may apply. Early withdrawal penalty may apply. APY calculations based on balances of $10,000 and assumes dividends and principal remain on deposit for the entire term. Dividends compounded and paid monthly | 3.50% | $1,087 |
| 48 monthsCertificate Accounts with terms 12 months or longer are eligible for a .15% rate bonus if you are a Platinum Member. Available for Traditional, Roth, and SEP IRAs. No set-up or annual fees. Certain State and Federal penalties may apply. Early withdrawal penalty may apply. APY calculations based on balances of $10,000 and assumes dividends and principal remain on deposit for the entire term. Dividends compounded and paid monthly | 3.55% | $1,497 |
| 60 monthsCertificate Accounts with terms 12 months or longer are eligible for a .15% rate bonus if you are a Platinum Member. Available for Traditional, Roth, and SEP IRAs. No set-up or annual fees. Certain State and Federal penalties may apply. Early withdrawal penalty may apply. APY calculations based on balances of $10,000 and assumes dividends and principal remain on deposit for the entire term. Dividends compounded and paid monthly | 3.60% | $1,934 |
Flex Plus Certificate
Up to 3.55%APY · 2 terms
Make additional deposits anytime, in amounts of $500 or more. One penalty-free withdrawal allowed anytime after seven days of opening this certificate, provided the minimum opening balance is maintained. Early withdrawal penalty may be imposed.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 7 months7-month term. Make additional deposits anytime, in amounts of $500 or more. One penalty-free withdrawal allowed anytime after seven days of opening, provided the minimum opening balance is maintained. APY calculations based on balances of $10,000 and assumes dividends and principal remain on deposit for the entire term. Dividends are compounded and paid monthly | 3.10% | $180 |
| 12 months12-month term (Regular & IRA). Make additional deposits anytime, in amounts of $500 or more. One penalty-free withdrawal allowed anytime after seven days of opening, provided the minimum opening balance is maintained. APY calculations based on balances of $10,000 and assumes dividends and principal remain on deposit for the entire term. Dividends are compounded and paid monthly | 3.55% | $355 |
Who can join Matadors Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligible to join by living, working, or worshiping in specified Southern California communities.
Employers and groups
- Eligible to join as a member of the California Federation of Teachers.
Military, government and schools
- Eligible to join through association with California State University Northridge (CSUN).
Family and household
- Eligible to join as a family member of a California Federation of Teachers member.
- Eligible to join as an immediate family member of an existing member.
Other ways
- Eligible to join by making a donation ($5 minimum) to the CSUN Arts Council.
Cost to join
- Minimum $5 tax-deductible donation to join the CSUN Arts Council.
Membership information collected October 5, 2026.