La Loma Federal Credit Union CD Rates

How La Loma Federal Credit Union’s CD rates compare

Compared with banks and credit unions near Riverside, CA, where La Loma Federal Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
La Loma Federal Credit Union
3.30%APY
Term
12 months
Minimum
$5,000
Earns on $10,000
$330
Share Certificates
Top rate
America First Credit Union
4.60%APY
Term
60 months
Minimum
$500
Earns on $10,000
$2,522
America First Credit Union rates
2nd-highest rate
CU SoCal
4.50%APY
Term
24 months
Minimum
$500
Earns on $10,000
$920
CU SoCal rates

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Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Share Certificates

Up to 3.30%APY · 3 termsPromotionalFrom $5,000 to open

Rates as of April 2026 and subject to change without notice. APY assumes dividends remain on deposit until maturity; a withdrawal may reduce earnings. Minimum opening deposit is $5,000. Rate quoted is for new money only, balances starting at $50,000, and 9-month and 12-month terms. A penalty may be imposed for early withdrawal.

Earnings on $10,000 over the term.
Term	APY · $500 – $19,999	APY · $20,000 – $49,999	APY · $50,000 – $99,999	APY · $100,000 and up	APY	Earns on $10,000Earns
3 months	2.90%	3.00%	3.05%	3.15%	2.90%3.00% $20k–$50k3.05% $50k–$100k3.15% from $100k	$72
6 months	3.20%	3.30%	3.40%	3.50%	3.20%3.30% $20k–$50k3.40% $50k–$100k3.50% from $100k	$159
12 months	3.30%	3.35%	3.40%	3.45%	3.30%3.35% $20k–$50k3.40% $50k–$100k3.45% from $100k	$330

Sources (1)

llfcu.org/share-certificates · captured Sep 25, 2026

Who can join La Loma Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

Members, employees, and students of Southeastern California Conference of Seventh-Day Adventists, Loma Linda University, Loma Linda University Health, and La Sierra University communities are eligible for membership.

Family and household

Household members or family members (spouse, child, sibling, parent, grandparent, grandchild, stepparents, stepchildren, step siblings, and adoptive relationships) of a La Loma Federal Credit Union member in good standing are eligible for membership.

Cost to join

An initial deposit of $25 or more is required to open a Member Share Account.
A $5.00 membership fee is required for new members.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details

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