Credit union · NCUA insured
First Service Federal Credit Union
A $232.8M credit union headquartered in Groveport, OH, with 14,699 members and 4 branches in Ohio. Best rates: CDs 3.76% and savings 2.83% APY.
First Service Federal Credit Union Carrot Score
86
Carrot Score
Higher than 73% of U.S. banks and credit unions
#18 of 47 in Columbus, OH metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About First Service Federal Credit Union
First Service Federal Credit Union is a non-profit cooperative serving everyone who lives, works, worships, or attends school in Franklin, Delaware, Fairfield, Licking, Madison, Morrow, Pickaway, or Union County.
- Headquarters
- 100 Main St, Groveport, OH 43125-1198
- NCUA charter
- 11170
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- First Service is open to everyone who lives, works, worships or attends school in Franklin, Delaware, Fairfield, Licking, Madison, Morrow, Pickaway, or Union County.
Cost to join
- You can open your account with as little as $5.
Branches
4 branches in Ohio
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Ohio
4 branches
- GroveportMain office100 Main St, Groveport, OH 43125Directions
- Grove City1660 Holt Rd, Columbus, OH 43228Directions
- Hilliard2164 Hilliard Rome Rd, Hilliard, OH 43026Directions
- Reynoldsburg7610 E Main St, Reynoldsburg, OH 43068Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.16% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.12% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.69% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $71 | $76 | — |
- CapitalNet worth ratio10.16%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.12%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.69%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$71Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of First Service Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.