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Credit union · NCUA insured

Minnesota Power Employee Credit Union CD Rates

Minnesota Power Employee Credit Union’s best CD rate is 2.99% APY on a 6-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.

How Minnesota Power Employee Credit Union’s CD rates compare

Compared with banks and credit unions near Duluth, MN-WI, where Minnesota Power Employee Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    Minnesota Power Employee Credit Union

    2.99%APY

    Term
    6 months
    Minimum
    $500
    Earns on $10,000
    $148

    Tiered Term Share Certificates

  • Top Carrot, Carrot Score 88

    Top rate

    Woodlands National Bank

    4.87%APY

    Term
    60 months
    Minimum
    $1,000
    Earns on $10,000
    $2,684

    Woodlands National Bank rates

  • 2nd-highest rate

    Affinity Plus

    4.50%APY

    Term
    60 months
    Minimum
    $500
    Earns on $10,000
    $2,462

    Affinity Plus rates

Compare CD rates near you →

Minnesota Power Employee Credit Union CD score

66

CD score

Higher than 16% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo2.99%
  • 9–15 months9–15 mo2.95%
  • 16–30 months16–30 mo2.92%
  • 31–60 months31–60 mo2.45%
  • QualifiedQualified2.99%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Minnesota Power Employee Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Minnesota Power Employee Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Anyone who lives, works, worships, or attends school in St. Louis and Carlton Counties in Minnesota and Douglas County in Wisconsin is eligible.

Employers and groups

  • Full-time or Part-time, Contract, Interns, and Temporary Employees of listed partner Employer Groups are eligible for membership.

Family and household

  • Spouses, children, step-children, parents, brothers, sisters, grandparents, grandchildren, aunts, uncles, nieces, and nephews of current members (through blood or adoption) are eligible.
  • A non-relative living with a current member is eligible for membership.

Other ways

  • Members who leave employment of a partner group, and their family members with accounts, can remain members under 'Once a Member, Always a Member'.

Cost to join

  • Membership requires filling out an application and establishing a savings account with a $5.00 minimum balance.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details
← Minnesota Power Employee Credit Union overview