Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 721–735 of 4,559 results
- Red Oak Credit UnionCertificates of DepositCD · 6 months
Credit union · Add a location to see nearby branches
3.85%APY$191 over 6 months on $10,000Requirements
Product: Rates effective January 01, 2026. Rates subject to change without notice.
Offer: Term: 6 months.
3.80% interest rate · Effective Jan 1, 2026
Rate checked
More details - Ashton State BankCertificates of DepositCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.85%APY$191 over 6 months on $10,000Requirements
Offer: Compounded quarterly
3.80% interest rate · Compounded quarterly · Effective Sep 16, 2026
Rate checked
More details - Wheatland Federal Credit Union6 Month CertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.85%APY$191 over 6 months on $10,000Requirements
Product: Penalty for early withdrawal.
Offer: Penalty for early withdrawal.
Effective Mar 27, 2025
Rate checked
More details - Select Employees Credit UnionCertificates of DepositCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.85%APY$191 over 6 months on $10,000Requirements
Product: Select 50 Club Members receive .05% higher dividend rate on all CDs. Penalties for early withdrawal.
Offer: Minimum balance required to receive dividends is $1,000.00.
3.78% interest rate · Effective Aug 3, 2026
Rate checked
More details - Beaumont Community CUShare CertificateCD · 6 months · $1,000 min · 3.85%–3.91% by balance
Credit union · Add a location to see nearby branches
3.85%APY$191 over 6 months on $10,000Requirements
Product: Dividends compounded daily and paid monthly. Minimum deposit to purchase a CD is $1,000.00.
Offer: Under $50,000; dividends compounded daily and paid monthly
3.75% interest rate · Compounded daily
Rate by balance
Rate by balance for Share Certificate Balance APY Up to $50,000Your amount 3.85% $50,000 and upOver $50,000; 3.91% Rate checked
More details - Westminster Federal Credit UnionShare CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.85%APY$191 over 6 months on $10,000Requirements
Product: Dividends compounded daily and credited quarterly. Additional deposits are not allowed on Share Certificates. Early withdrawal penalty is 180 days.
3.78% interest rate · Compounded daily
Rate checked
More details - State Bank of India (California)Certificate of Deposit (CD)CD · 6–9 months · $1,000 min
Bank · Add a location to see nearby branches
3.85%APYRequirements
Product: Available in-branch and online. Fixed rates for the term of the CD. APY assumes interest remains on deposit until maturity. Minimum balance to open and obtain APY is $1,000. Early withdrawal penalty may apply.
Offer: Term is more than 6 months to 9 months (also listed as Up to 9 Months on personal CD page).
3.80% interest rate · Effective Feb 26, 2026
Rate checked
More details - P&S Credit UnionShare One-Time Bump Certificates of DepositCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.85%APY$191 over 6 months on $10,000Requirements
Product: Minimum deposit $500. Terms 6 months to 5 years. One time dividend rate increase (bump) allowed during term upon request to the prevailing regular certificate rate of same term length. Not automatically renewed to bump option; at maturity renews to a Regular Certificate of same term length without bump option unless withdrawn during 10-day grace period. Early withdrawal penalty applies. Dividends compounded quarterly, paid at maturity.
Offer: One-time bump option; automatic renewal to regular certificate
Compounded quarterly
Rate checked
More details - Grant County BankCertificates of Deposit (CDs)CD · 6 months · $100 min · 3.84%–3.94% by balance
Bank · Add a location to see nearby branches
3.84%APY$190 over 6 months on $10,000Requirements
Product: No setup or maintenance fees. Early withdrawals subject to penalty. Interest rate and APY may change after account opening.
3.80% interest rate · Effective Sep 23, 2026
Rate by balance
Rate by balance for Certificates of Deposit (CDs) Balance APY Up to $100,000Your amount 3.84% $100,000 and up 3.94% Rate checked
More details - State Bank of BottineauRegular CDsCD · 6 months · $100 min
Bank · Add a location to see nearby branches
3.84%APY$190 over 6 months on $10,000Requirements
Product: Fixed term interest rates. Penalty may be imposed for early withdrawal. Terms available from 6 to 60 months (and 3 months on rate chart).
Offer: A penalty may be imposed for early withdrawal.
3.80% interest rate · Effective Oct 13, 2026
Rate checked
More details - Johnsonville TVA Employees Credit UnionCertificate of DepositCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.84%APY$190 over 6 months on $10,000Requirements
Product: Minimum balance to open Certificate of Deposit: $1,000.00. Early Withdrawal Penalty: 90 days dividends. Dividend Compound: At Maturity.
Offer: Dividend Compound: At Maturity. Early withdrawal penalty: 90 days dividends.
3.80% interest rate · Effective Sep 23, 2026
Rate checked
More details - Tecumseh Federal BankCertificates of DepositCD · 6 months · $500 min · 2.52%–3.84% by balance
Bank · Add a location to see nearby branches
3.84%APY$190 over 6 months on $10,000Requirements
Product: Personal funds only; available only to residents of Nebraska. Out-of-state funds are not accepted. Fee/penalty may be imposed for early withdrawal.
Offer: 182-Day term. Annual percentage yield assumes interest remains on deposit until maturity.
2.50% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $500 and up 2.52% $10,000 and upYour amount 3.84% Rate checked
More details - Citizens Bank & Trust CompanyCertificate of DepositCD · 6 months · $500 min
Bank · Add a location to see nearby branches
3.84%APY$190 over 6 months on $10,000Requirements
Product: Accounts cannot be opened online or over the phone; must visit a branch location to open an account. Early withdrawal penalties and fees may reduce earnings.
3.80% interest rate · Effective Sep 17, 2026
Rate checked
More details - Ashton State BankCertificates of DepositCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.84%APY$190 over 6 months on $10,000Requirements
Offer: Compounded semi-annually
3.80% interest rate · Effective Sep 16, 2026
Rate checked
More details - Williamson County Catholic CUShare CertificateCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.84%APY$190 over 6 months on $10,000Requirements
Offer: APY is based on quarterly compounding and assumes that all interest remains in the account and the rate does not change for one year.
3.80% interest rate · Effective May 15, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 6-month CDs pay nationwide
4,559 CDs at 3,998 banks and credit unions · checked Oct 22–25
- Typical
- 3.25%
- Top 10% from
- 4.00%
- Banks, typical
- 3.04%
- Credit unions, typical
- 3.28%
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