Credit union · NCUA insured
Westminster Federal Credit Union CD Rates
Westminster Federal Credit Union’s best CD rate is 3.85% APY on a 6-month share certificate (CD). Terms run from 3 months to 3 years. Rates checked October 22, 2026.
How Westminster Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Denver, CO, where Westminster Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Westminster Federal Credit Union
3.85%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $191
Share Certificates
Top rate
Northern New Mexico School Employees Federal Credit Union
5.12%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $1,050
Northern New Mexico School Employees Federal Credit Union rates
2nd-highest rate
Nicolet National Bank
4.75%APY
- Term
- 60 months
- Minimum
- $2,500
- Earns on $10,000
- $2,612
Westminster Federal Credit Union CD score
82
CD score
Higher than 60% of U.S. banks and credit unions
- 3–8 months3–8 mo3.85%
- 9–15 months9–15 mo3.75%
- 16–30 months16–30 mo3.55%
- 31–60 months31–60 mo3.45%
- QualifiedQualified3.85%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Westminster Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.85%APY · 5 terms
Dividends compounded daily and credited quarterly. Additional deposits are not allowed on Share Certificates. Early withdrawal penalty is 180 days.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.50% | $86 |
| 6 months | 3.85% | $191 |
| 12 months | 3.75% | $375 |
| 24 months | 3.55% | $723 |
| 36 months | 3.45% | $1,071 |
Special-purpose accounts
IRA Certificates (Traditional & Roth)
Up to 3.75%APY · 4 terms
Available for Traditional & Roth IRAs. Dividends compounded daily and credited quarterly. Additional deposits are not allowed on IRA Share Certificates. Early withdrawal penalty is 180 days.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.75% | $375 |
| 24 months | 3.55% | $723 |
| 36 months | 3.45% | $1,071 |
| 60 months | 3.45% | $1,848 |
Who can join Westminster Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.