Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 721–735 results
- Regional Missouri BankCertificates of Deposit (CDs)CD · 24 months · $1,000 min · 3.91%–4.06% by balance
Bank · Add a location to see nearby branches
3.91%APY$797 over 24 months on $10,000Requirements
Product: Fixed rate for initial term. Penalty for early withdrawal may apply; early withdrawal fees may reduce earnings and could reduce principal deposit. No setup or maintenance fees.
Offer: APY assumes quarterly compounding of interest. Early withdrawal penalty for 1 to 3-year maturity is 180 days interest.
3.85% interest rate · Effective Oct 13, 2026
Rate by balance
Rate by balance for Certificates of Deposit (CDs) Balance APY $1,000 and upYour amount 3.91% $50,000 and upJumbo CD. 4.06% Rate checked
More details - Highmark Federal Credit UnionCertificates of DepositCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.91%APY$797 over 24 months on $10,000with conditionsRequirements
Product: Early withdrawal penalty is half the remaining dividends at the time of withdrawal. Honors and Platinum rates apply to Honors and Platinum Rewards Members (* indicates Dividend Rate). Honors Rate and Platinum Rate bumps do not apply to Limited Time Only specials.
Offer: Applies to Platinum Rewards Members (* indicates Dividend Rate).
Qualified rate · 3.84% interest rate · Effective Oct 1, 2026
Rate checked
More details - Phelps County BankCertificates of DepositCD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
3.91%APY$797 over 24 months on $10,0003.85% interest rate · Effective Oct 1, 2026
Rate checked
More details - Connect Credit UnionCertificatesCD · 24 months · $1,000 min · 3.91%–3.97% by balance
Credit union · Add a location to see nearby branches
3.91%APY$797 over 24 months on $10,000Requirements
Product: Early withdrawal penalty applies (equal to 3 months dividends / all interest earned on amount withdrawn prior to maturity date, or 90 days interest at certificate rate). Membership eligibility required across Florida. Federally insured by NCUA.
3.85% interest rate · Effective May 5, 2026
Rate by balance
Rate by balance for Certificates Balance APY $1,000 and upYour amount 3.91% $20,000 and upJumbo CD 3.97% Rate checked
More details - Capitol FederalCertificate of DepositCD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
3.90%APY$795 over 24 months on $10,000Requirements
Product: FDIC insured time-deposit accounts. Minimum opening deposit of $1,000 required. Accounts opened online reside in Kansas for legal purposes; IRAs and trust accounts cannot be opened online. CDs generally renew automatically at maturity with a 10-calendar-day grace period. Early withdrawal penalties apply to principal withdrawals. No monthly maintenance fees.
Offer: Term: 24 Months. Interest compounded daily and paid quarterly. Early withdrawal penalty is 180 days of interest.
3.83% interest rate · Compounded daily · Effective Sep 18, 2026
Rate checked
More details - Capitol Credit UnionShare CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.90%APY$795 over 24 months on $10,000intro rateRequirements
Product: Membership required. $1,000 minimum opening deposit required. Only new money eligible for promotional rate. CD will auto renew at standard rate at maturity unless otherwise stated. Early withdrawal penalty applies: terms less than 12 months lose 90 days' interest, 12 months to less than 36 months lose 180 days' interest, 36 months or longer lose 270 days' interest.
Offer: Only new money eligible for promotional rate. Early withdrawal penalty of 180 days' interest.
Promotional rate · Effective Dec 16, 2025
Rate checked
More details - Matagorda County Credit UnionShare Certificate of DepositsCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.90%APY$795 over 24 months on $10,000Requirements
Product: Dividends earned monthly; fixed rate for term.
3.83% interest rate · Effective Oct 1, 2026
Rate checked
More details - Friends and Family Credit UnionShare CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.90%APY$795 over 24 months on $10,000with conditionsRequirements
Product: Rates categorized by Family Advantage Tiers (Platinum, Gold, Silver, Bronze) based on household loans, deposits, or investments with Friends and Family Credit Union. Dividends paid quarterly. $1,000 minimum deposit required to open.
Offer: Family Advantage Bronze tier.
Qualified rate · 3.84% interest rate · Effective Oct 23, 2026
Rate checked
More details - Abbey Credit UnionCertificates of DepositCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.90%APY$795 over 24 months on $10,000Requirements
Product: Early withdrawal penalty of 90 days of interest. Minimum $500 required to earn dividends.
Offer: Rate on /cd is 3.90% APY (3.83% interest rate); rate on /rates is 3.85% APY (3.78% interest rate).
3.83% interest rate · Effective Sep 22, 2026
Rate checked
More details - Northland Area FCUNon-Compounding CertificatesCD · 24 months · $500 min · 3.90%–3.95% by balance
Credit union · Add a location to see nearby branches
3.90%APY$795 over 24 months on $10,000Requirements
Product: These certificates do not compound. Penalty may be imposed for early withdrawal.
3.90% interest rate · Effective Oct 22, 2026
Rate by balance
Rate by balance for Non-Compounding Certificates Balance APY $500 and upYour amount 3.90% $50,000 and up2 Year-Jumbo non-compounding certificate. 3.95% Rate checked
More details - Rogue Credit UnionTreasure Valley Certificates $500 or MoreCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.90%APY$795 over 24 months on $10,000Requirements
Product: Treasure Valley rates. Dividends compounded and credited monthly. Penalty for early withdrawal. $0 monthly fee.
3.83% interest rate · Effective Oct 22, 2026
Rate checked
More details - InTouch Credit UnionHYRC CertificateCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.90%APY$795 over 24 months on $10,000with conditionsRequirements
Product: High-Yield Rewards Checking Account required.
Offer: High-Yield Rewards Checking Account required.
Qualified rate · 3.83% interest rate · Effective Oct 13, 2026
Rate checked
More details - Philadelphia Federal Credit UnionJumbo CertificateCD · 24 months · $10,000 min
Credit union · Add a location to see nearby branches
3.90%APY$795 over 24 months on $10,000Requirements
Product: Early withdrawal of funds results in loss of dividend earnings; penalty of 90 days dividends on certificates of less than one year, and 180 days dividends on certificates of one year or more.
3.83% interest rate
Rate checked
More details - Discovery Federal Credit UnionCertificatesCD · 24 months · $100 min
Credit union · Add a location to see nearby branches
3.90%APY$795 over 24 months on $10,000Requirements
Product: Fixed rate for the term of Certificate. Minimum balance requirement of $100. Assumes dividends remain on deposit and subject to change.
3.83% interest rate · Effective Oct 1, 2026
Rate checked
More details - Wolf River Community BankCertificates of DepositCD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
3.90%APY$795 over 24 months on $10,000Requirements
Product: Minimum balance to open is $1,000.00. No deposits can be added. Early withdrawals of principal prior to maturity date will result in substantial penalties and account closure. Interest credited at maturity on CDs less than 12 months; quarterly compounding on accounts 12 months and over. Fees may reduce earnings.
Offer: Quarterly compounding. Fees may reduce earnings.
3.84% interest rate · Effective Oct 14, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What 2-year CDs pay nationwide
4,629 CDs at 4,045 banks and credit unions · checked Oct 22–24
- Typical
- 3.05%
- Top 10% from
- 4.06%
- Banks, typical
- 2.75%
- Credit unions, typical
- 3.25%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank